Account Officer 1

BDO Unibank, Inc.; Baguio, Bontoc; On-site; PHP 300,000 - 450,000; Full time

Job summary

BDO Network Bank, Inc. is seeking an Account Officer for Micro, Small and Medium Enterprises to achieve loan volume targets while maintaining profitability, sound credit quality, and good customer service. This role focuses on soliciting microfinance loan accounts and assessing applicants.

Based in the Philippines, with assignment in Bontoc, Mt. Province, the position requires strong selling and communication skills, basic math, and familiarity with MS Office, and may involve fieldwork and sales

Qualifications

• Graduate of a four- or five-year degree with a Bachelor's.
• Strong selling, communication, and customer service skills.
• Basic mathematical knowledge.
• Experience with MS Office; familiarity with word processing and spreadsheets.
• Willing to be assigned in Bontoc, Mt. Province.

Responsibilities

• Actively solicit microfinance loan accounts to meet business needs.
• Analyze loan applicants' qualifications to determine feasibility of granting loans.
• Initiate credit and collection activities to ensure credit quality of accounts.
• Coordinate with officers and units related to processing and servicing loan applications and clients.
• Review loan files and agreements for adequacy for credit processing and loan booking.
• Execute sales and/or marketing activities to achieve volume targets.

Skills

Sales skills

Communication

Customer service

Math knowledge

Computer skills

Fieldwork experience

Driver

Education

Bachelor's degree

Tools

MS Office

Job description

Select how often (in days) to receive an alert:

Business Unit: BDO Network Bank, Inc.

Department:

About BDO Network Bank

BDO Network Bank is the community bank subsidiary of BDO Unibank that aims to bring financial products and services closer to outlying areas, getting more neighborhoods closer to achieving success and their dreams.

Job Summary

The Account Officer for Micro, Small and Medium Enterprises is responsible for achieving loan volume targets while maintaining profitability, sound credit quality, and good customer service.

Key Responsibilities:

• Actively solicit microfinance loan accounts to meet the business needs of the customer
• Analyze overall loan applicant’s qualifications to determine feasibility of granting loans
• Initiate credit and collection activities to ensure credit quality of accounts
• Coordinate with concerned officers and/or other units related to processing and servicing of loan applications and loan clients
• Review and update customer loan files, loan agreements, etc. to ensure adequacy for credit processing and loan booking
• Execute sales and/or marketing activities that will achieve volume targets

Qualifications:

• Graduate of any four-year or five-year degree course / Bachelor's Degree Holder
• Possesses good selling, communication and customer service skills.
• Must have basic mathematical knowledge.
• Preferably familiar with computer software including word processing & spreadsheets.
• With fieldwork and sales experience on Microfinance, an advantage.
• Preferably can drive a motor
• Willing to be assigned in Bontoc, Mt. Province

BDO Unibank, Inc. provides equal opportunity to all qualified candidates. Hiring decisions are based on job requirements and candidate qualifications, and shall not be influenced by any consideration of race, color, religion, sex (including sexual orientation and gender identity), national or ethnic origin, or disability. Requisition ID: 28928

The BDO, BDO Unibank, and other BDO-related trademarks are owned by BDO Unibank, Inc. BDO Unibank Inc. ® All Rights Reserved.