Account Officer 1

BDO Unibank; Naga; On-site; PHP 200,880 - 357,120; Full time

Job summary

BDO Unibank is seeking an Account Officer responsible for achieving loan volume targets, maintaining profitability and sound credit quality, and delivering excellent customer service in line with the bank's standards.

The role also handles inquiries from MSME loan clients, with a focus on microfinance loan accounts and coordinating with other bank units to process and service applications.

Qualifications

• Completion of any Bachelor's degree.
• Sales and fieldwork experience on Microfinance is an advantage.

Responsibilities

• Solicit microfinance loan accounts to meet customer needs.
• Analyze loan applicants’ qualifications to assess feasibility.
• Initiate credit and collection activities to maintain credit quality.
• Coordinate with other bank units in processing loan applications.
• Perform other duties as assigned.
• Ensure compliance with bank policies and regulatory requirements.

Skills

Selling skills

Math skills

Motorcycle

Education

Bachelor's degree

Job description

Job Summary

The Account Officer is responsible for achieving loan volume targets. In this role, the Account Officer is expected to maintain profitability and sound credit quality, as well as extend good customer service in line with the Banks standards and requirements.

The Account Officer is also expected to attend to inquiries of clients on MSME loans.

Key Responsibilities

• Solicit microfinance loan accounts to meet the business needs of the customer
• Analyze overall loan applicant’s qualifications to determine feasibility of granting loans
• Initiate credit and collection activities to ensure credit quality of accounts
• Coordinate with other bank officers or units related to the processing and servicing of loan applications and loan clients
• Perform other functions that may be assigned to him/her
• Ensure compliance with Banks policies, procedures and regulatory requirements

Qualifications

• Completion of any Bachelors’ degree
• Sales and fieldwork experience on Microfinance is an advantage

Required Skills

• Good selling and customer service skills
• Basic mathematical skills
• Preferably can drive a motorcycle

BDO Unibank, Inc. provides equal opportunity to all qualified candidates. Hiring decisions are based on job requirements and candidate qualifications, and shall not be influenced by any consideration of race, color, religion, sex (including sexual orientation and gender identity), national or ethnic origin, or disability. Requisition ID: 26293