Account Officer 1

BDO Unibank; Maasin; On-site; PHP 223,200 - 446,400; Full time

Job summary

BDO Unibank is seeking an individual primarily responsible for achieving loan volume targets while maintaining profitability and sound credit quality. Responsibilities include soliciting microfinance loan accounts, analyzing applicants' qualifications, and ensuring adherence to bank policies.

The ideal candidate should possess a 4-year degree, selling skills, and customer service abilities. Experience in microfinance sales is a plus. The position is based in Southern Leyte, Maasin, offering an opportunity to make a significant impact in the community.

Qualifications

• Graduate of any 4-year degree course.
• Possesses good selling, communication, and customer service skills.
• Must have basic mathematical knowledge.
• With high integrity.
• Fieldwork and sales experience in Microfinance is an advantage.
• Preferably can drive a motorcycle.

Responsibilities

• Solicit microfinance loan accounts to meet customer needs.
• Analyze loan applicant qualifications for feasibility.
• Initiate credit and collection activities.
• Coordinate with units related to loan applications.
• Ensure adherence to bank policies and procedures.
• Execute sales and marketing activities to achieve targets.
• Attend to client inquiries and requirements.
• Review customer loan files for adequacy.

Skills

Selling skills

Communication skills

Customer service skills

Basic mathematical knowledge

Education

Graduate of any 4-year degree course

Tools

Computer software (word processing & spreadsheets)

Job description

This position is primarily responsible for achieving loan volume targets while maintaining profitability, sound credit quality and good customer service.

Responsibilities

• Actively solicit microfinance loan accounts to meet the business needs of the customer
• Analyze overall loan applicant’s qualifications to determine feasibility of granting loans
• Initiates credit and collection activities to ensure credit quality of accounts
• Coordinates with concerned officers and/or other units related to processing and servicing of loan applications and loan clients
• Ensures adherence to the bank’s policies and procedures
• Execute sales and/or marketing activities that will achieve volume targets
• Attends to inquiries and other requirements of the clients
• Review and update customer loan files, loan agreements, etc. to ensure adequacy for credit processing and loan booking.
• Perform other functions that may be assigned to him/her

Qualifications

• Graduate of any 4 year degree course
• Possesses good selling, communication and customer service skills.
• Must have basic mathematical knowledge.
• With high integrity.
• Preferably familiar with computer software including word processing & spreadsheets.
• With fieldwork and sales experience on Microfinance, an advantage.
• Preferably can drive a motorcycle.

BDO Unibank, Inc. provides equal opportunity to all qualified candidates. Hiring decisions are based on job requirements and candidate qualifications, and shall not be influenced by any consideration of race, color, religion, sex (including sexual orientation and gender identity), national or ethnic origin, or disability. Requisition ID: 24420