Account Officer 1

BDO Unibank; Santa Rosa; On-site; PHP 279,000 - 446,400; Full time

Job summary

BDO Unibank is seeking an Account Officer for Micro, Small, and Medium Enterprises. You will be responsible for achieving loan volume targets while ensuring sound credit quality and excellent customer service.

The ideal candidate has a Bachelor's Degree, good selling and communication skills, and preferably has fieldwork experience in microfinance. Familiarity with relevant software and motorcycle driving capability are advantageous.

Qualifications

• Graduate of any four-year or five-year degree course.
• Good selling, communication, and customer service skills.
• Basic mathematical knowledge required.
• Familiarity with computer software preferred.
• Fieldwork and sales experience in Microfinance is an advantage.
• Motorcycle driving capability is preferred.

Responsibilities

• Solicit microfinance loan accounts to meet customer needs.
• Analyze loan applicants' qualifications.
• Initiate credit and collection activities.
• Coordinate with related units for loan processing.
• Review customer loan files for credit processing adequacy.
• Execute marketing activities to achieve volume targets.

Skills

Selling skills

Communication skills

Customer service skills

Basic mathematical knowledge

Education

Bachelor's Degree

Tools

Word processing software

Spreadsheets software

Job description

Job Summary

The Account Officer for Micro, Small and Medium Enterprises is responsible for achieving loan volume targets while maintaining profitability, sound credit quality, and good customer service.

Key Responsibilities

• Actively solicit microfinance loan accounts to meet the business needs of the customer
• Analyze overall loan applicant’s qualifications to determine feasibility of granting loans
• Initiate credit and collection activities to ensure credit quality of accounts
• Coordinate with concerned officers and/or other units related to processing and servicing of loan applications and loan clients
• Review and update customer loan files, loan agreements, etc. to ensure adequacy for credit processing and loan booking
• Execute sales and/or marketing activities that will achieve volume targets

Qualifications

• Graduate of any four-year or five-year degree course / Bachelor's Degree Holder
• Possesses good selling, communication and customer service skills.
• Must have basic mathematical knowledge.
• Preferably familiar with computer software including word processing & spreadsheets.
• With fieldwork and sales experience on Microfinance, an advantage.
• Preferably can drive a motorcycle

BDO Unibank, Inc. provides equal opportunity to all qualified candidates. Hiring decisions are based on job requirements and candidate qualifications, and shall not be influenced by any consideration of race, color, religion, sex (including sexual orientation and gender identity), national or ethnic origin, or disability.

Requisition ID: 26972