Loan Officer

Placements24; Canterbury; Hybrid; NZD 65,000 - 95,000; Full time

Benefits offered by this job

Competitive salary

Benefits package

Professional development

Flexible remote work

Supportive team culture

Job summary

Placements24 is seeking a dedicated Loan Officer to join a remote team serving clients across New Zealand, including the Queenstown region. You will evaluate borrower qualifications, explain loan terms, gather documentation, and ensure compliance with lending policies from application to disbursement.

The role offers flexible remote work, a supportive team, and opportunities for professional development in lending practices. Strong communication and financial analysis skills are essential.

Qualifications

• Bachelor's degree in Finance, Business Administration, or related field (or equivalent experience).
• Proven experience as a Loan Officer or in a similar lending role.
• Solid understanding of loan products, credit analysis, and lending regulations.
• Proficiency in using loan origination software and other relevant financial technology.

Responsibilities

• Engage with potential borrowers to understand their financing needs and recommend suitable loan products.
• Guide applicants through the loan application process, collecting all necessary documentation.
• Evaluate borrower creditworthiness and financial capacity to determine loan eligibility.
• Explain loan terms, conditions, rates, and fees clearly to applicants.
• Ensure all loan applications and supporting documents comply with internal policies and regulatory requirements.
• Maintain accurate and up-to-date records of loan applications and client communications.

Skills

Credit analysis

Communication

Customer service

Remote work

Education

Finance degree

Business admin

Tools

Loan origination software

Job description

About the Role

Our client is seeking a dedicated and skilled Loan Officer to join their remote team, serving clients in the Queenstown region and beyond. This role is essential for assisting individuals and businesses in securing appropriate loan products, from initial application through to disbursement. You will be responsible for evaluating borrower qualifications, explaining loan terms, and ensuring compliance with all lending policies and regulations. This position offers the flexibility of remote work while playing a vital role in financial accessibility.

Key Responsibilities

• Engage with potential borrowers to understand their financing needs and recommend suitable loan products.
• Guide applicants through the loan application process, collecting all necessary documentation.
• Evaluate borrower creditworthiness and financial capacity to determine loan eligibility.
• Explain loan terms, conditions, rates, and fees clearly to applicants.
• Ensure all loan applications and supporting documents comply with internal policies and regulatory requirements.
• Maintain accurate and up-to-date records of loan applications and client communications.

Requirements

• Bachelor's degree in Finance, Business Administration, or a related field, or equivalent experience.
• Proven experience as a Loan Officer or in a similar lending role.
• Solid understanding of loan products, credit analysis, and lending regulations.
• Proficiency in using loan origination software and other relevant financial technology.
• Excellent communication, interpersonal, and customer service skills.
• Ability to work independently and manage a remote workload effectively.

Benefits

• Competitive salary with performance-based incentives.
• Comprehensive health and retirement benefits package.
• Opportunities for professional development and training in lending practices.
• Flexible remote work arrangement allowing for work-life balance.
• Supportive team culture focused on client success across the Eastern Cape.