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Delivery à Brésil

Relationship Manager, Commercial Banking Centre - KL 1 Menara CIMB KL MY

CIMB Group Holdings Berhad

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Sur place
MYR 150 000 - 200 000
Il y a 3 jours
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Relationship Manager, Commercial Banking Centre - KL 1 Menara CIMB KL MY
CIMB Group Holdings Berhad
Kuala Lumpur
Sur place
MYR 150 000 - 200 000
Plein temps
Il y a 3 jours
Soyez parmi les premiers à postuler

Résumé du poste

A financial institution in Kuala Lumpur is seeking an experienced professional to conduct customer profitability analysis and develop account strategies. The role involves building relationships with key decision makers and performing financial risk analysis to ensure compliance with regulations. Additionally, you will monitor asset quality and undertake necessary actions while maintaining accurate credit files. Strong communication and analytical skills are essential. This is an excellent opportunity to advance your career in the banking sector.

Qualifications

  • Experience in customer profitability analysis and account strategy formulation.
  • Strong communication skills to build relationships with key decision makers.
  • Ability to conduct financial and risk analysis and prepare credit proposals.

Responsabilités

  • Conduct customer profitability analysis and account strategy formulation.
  • Be the primary contact for customer queries on credit and deposits.
  • Develop and maintain relationships with key decision makers.
  • Identify suitable prospects for new business opportunities.
  • Perform financial and risk analysis for credit presentations.
  • Coordinate with product lines for portfolio development.
  • Conduct periodic health checks on customer portfolios.
  • Monitor asset quality and initiate necessary actions.
  • Undertake tasks as determined by management.
  • Ensure credit files are properly maintained.
Description du poste
Responsibilities
  • Conduct customer profitability analysis and account strategy formulation with the help of product specialists, as required, for both existing and potential clients. Execute the account strategy plan including cross‑selling activities or phase‑out activities.
  • Be the first‑line primary contact person for the customer on all queries relating to credit, deposits and other products and services including on operational issues.
  • Develop and maintain professional customer relationships with key decision makers (viz. CEO, CFO, Head of Treasury, Head of HR, etc.).
  • Develop new business relationships by identifying suitable prospects and using various means of communication and visits to seek out suitable business opportunities. Understand Know‑Your‑Customer processes involved and carry out proper due diligence when on‑boarding a new customer.
  • Perform financial & risk analysis, evaluation and decision‑making and submit well‑written credit presentations/memos/proposals for approval by the relevant Approving Authority based on the rules, regulations, policies, procedures and guidelines of the Bank and those of relevant regulatory authorities, as applicable.
  • Coordinate with other product lines, departments and units for overall development of the portfolio including tapping on cross‑selling opportunities as well as ensuring prompt and proper delivery of relevant services.
  • Conduct a periodic health check on the portfolio of customers including but not limited to an annual review of the credit‑worthiness of existing borrowing/financing accounts, to ensure and confirm that all legal/security documentation is intact and legally enforceable, insurance policies are current and renewed on expiry, in addition to ensuring that data is correctly and accurately updated in the system after disbursement or any changes requested.
  • Proactively monitor the asset quality of customers in the portfolio by detecting early warning signs and promptly undertake or initiate debt/financing restructuring, rescheduling or legal recovery action, as applicable.
  • Undertake any other related tasks as determined by the management of the Bank from time to time.
  • Take accountability in ensuring credit files are properly maintained.
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* Le salaire de référence se base sur les salaires cibles des leaders du marché dans leurs secteurs correspondants. Il vise à servir de guide pour aider les membres Premium à évaluer les postes vacants et contribuer aux négociations salariales. Le salaire de référence n’est pas fourni directement par l’entreprise et peut pourrait être beaucoup plus élevé ou plus bas.

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