SME Sales Associate (Johor Bahru)

Alliance Bank Malaysia Berhad; Johor Bahru; On-site; MYR 33,000 - 51,000; Full time

Job summary

Alliance Bank Malaysia Berhad is offering an SME Associate role focused on developing SME loan and deposit products, nurturing customer relationships and achieving sales targets. You will learn to craft marketing plans, administer loan accounts, and cross-sell bank solutions while building a strong sales foundation for a career path toward Relationship Manager.

With entry-level to 1–2 years of banking sales experience, you will be mentored to improve credit evaluation skills while gaining

Qualifications

• Degree or diploma with good analytical skills and cash flow analysis.
• Strong communication and interpersonal abilities.
• Sales-driven mindset with target commitment.

Responsibilities

• Develop SME loan and deposit products and drive business growth.
• Manage customer relationships to sustain banking flow toward targets.
• Plan and implement marketing activities and monitor loan accounts.
• Solicit and cultivate new client relationships to grow SME business.
• Cross-sell Alliance Bank products to existing customers.

Skills

Analytical skills

Cash flow analysis

Communication skills

Sales-driven

Results-driven

Education

Degree/ Diploma

Job description

A sales role where we train and expose the new hires to the art of selling and credit evaluation.

Credit skills are essential as this sales involves pitching to SME business owners.

This journey will prepare you for a successful career in becoming a Relationship Manager or Team Leads in the future.

The Role Comprises of:

Responsible for overall business development on SME loan and deposit products.

Managing customer relationships with an aim to develop and sustain business flow to achieve bank’s business objective.

Other duties include developing and implementing marketing plans as well as administering and monitoring loan accounts.

Solicit and develop new client relationships to drive the SME business to new heights.

Enhance existing customer relationships and cross-sell the Bank's products.

What you can Learn & Benefits of Joining SME Associates:

Get insights on business models, how business owners operate their business, how they start/embark, listen to their journey, struggles, opportunities and their inspiration.

See for yourself manufacturing processes, observe during site visits, learn tips and tricks.

Associate yourself and build your business networking through industry leaders, industry associations.

What the reported financial data means vs what you listen from the business owners.

Get rewarded while you help customers to build their finances.

In time, you will be able to provide sound business and financial advisory through mentoring from your team leaders/senior.

Bank sponsored training schemes to guide you step by step to be a successful financial advisor. Get certified as Chartered Banker through IBBM courses.

Requirements:

Possess a recognised Degree/ Diploma with good analytical skills in financial accounts and well-versed in cash flow analysis

Strong communication and interpersonal skills

Must have a strong inclination towards a sales-driven culture

Results driven with strong commitment to achieve sales target set by bank

Possess own transport

1-2 years working experience in Banking Sales (fresh graduates are encouraged to apply)

Your application will include the following questions:

• Which of the following statements best describes your right to work in Malaysia?
• What's your expected monthly basic salary?
• How many years' experience do you have as a sales associate?
• Which of the following types of qualifications do you have?
• Which of the following languages are you fluent in?

Unlock job insights

Hirer responsiveness Salary match Number of applicants

Alliance Bank Malaysia Berhad and its subsidiary, Alliance Islamic Bank Berhad, offers banking and financial solutions through its consumer, SME, corporate, commercial and Islamic banking. The Bank provides easy access to its broad base of customers throughout the country via multi-pronged delivery channels that include retail branches, Privilege Banking Centres, Business Centres, Investment Bank branches, and mobile and Internet banking.

About Alliance Bank Malaysia Berhad

Alliance Bank Malaysia Berhad and its subsidiary, Alliance Islamic Bank Berhad, offers banking and financial solutions through its consumer, SME, corporate, commercial and Islamic banking. The Bank provides easy access to its broad base of customers throughout the country via multi-pronged delivery channels that include retail branches, Privilege Banking Centres, Business Centres, Investment Bank branches, and mobile and Internet banking.