SME Relationship & Credit Specialist

RHB Banking Group; Kuala Lumpur; On-site; MYR 90,000 - 150,000; Full time

Job summary

RHB Banking Group is seeking a Relationship Manager in Malaysia to manage a core portfolio of 30 Middle Market/SME clients and drive new loans. You will perform credit assessments, collaborate with product specialists, and ensure timely, high-quality service for customers.

The role emphasizes proactive relationship building, risk awareness, and strong business acumen to grow the bank's SME lending and overall client experience.

Qualifications

• Bachelor's degree in Finance/Accountancy/Banking, Marketing or equivalent.
• Minimum 3 years of working experience in credit with exposure to credit risk management and commercial including credit processing, evaluation and appraisal.
• Strong credit writing and analytical skills.

Responsibilities

• Maintain and deepen relationships with minimum core portfolio of 30 Middle Market/SME clients.
• Drive primary sales through acquisition of new Middle Market / SME customers and through new loans to existing clients.
• Carry out account planning with product specialists to identify customers to engage, and products to offer based on their needs.
• Monitor overall customer experience and pre-empt or address any process lapses or delays in TAT.
• Ensure customers meet basic credit requirements, and maintain new Non-Performing Loans (NPL) within approved budget.
• Provide the qualitative credit assessment for each application.
• Work closely with Account Managers to prepare credit proposals.
• Vet, sign and deliver Letters of Offer.

Skills

Networking

Market knowledge

Financial Analysis

Sales

Proactive

Energetic

Result Oriented

Business acumen

Education

Bachelor's Degree in Finance/Accountancy/Banking, Marketing or equivalent

Job description

RHB Banking Group is seeking a Relationship Manager in Malaysia to manage a core portfolio of 30 Middle Market/SME clients and drive new loans. You will perform credit assessments, collaborate with product specialists, and ensure timely, high-quality service for customers.

The role emphasizes proactive relationship building, risk awareness, and strong business acumen to grow the bank's SME lending and overall client experience.