SME Relationship & Credit Growth Manager

RHB Group; Johor; On-site; MYR 89,000 - 167,000; Full time

Job summary

RHB Group in Malaysia seeks an experienced Credit/Relationship professional to manage a core SME portfolio and drive new loan business. You will work with product experts to tailor offerings, monitor client satisfaction, and ensure credit quality within approved budgets.

The role requires strong credit writing and analytical abilities, plus a proven track record in credit risk management and sales within the SME sector. A bachelor’s degree is required and at least 3 years of relevant experience.

Qualifications

• Bachelor’s degree in finance/accounting/banking, marketing or equivalent.
• Minimum 3 years of credit experience with credit risk management and commercial credit processing.
• Strong credit writing and analytical skills.

Responsibilities

• Maintain and deepen relationships with a core portfolio of 30 Middle Market/SME clients.
• Drive primary sales through new Middle Market/SME customers and new loans.
• Carry out account planning with product specialists to identify engaged customers and products.
• Monitor customer experience and address any process lapses or delays in TAT.
• Ensure customers meet basic credit requirements and manage NPL within budget.
• Provide qualitative credit assessment for each application.
• Work with Account Managers to prepare credit proposals.
• Vet, sign and deliver Letters of Offer.

Skills

Networking

Market knowledge

Financial Analysis

Sales

Proactive

Energetic

Result Oriented

Business acumen

Education

Bachelor’s Degree in Finance/Accountancy/Banking, Marketing or equivalent

Job description

RHB Group in Malaysia seeks an experienced Credit/Relationship professional to manage a core SME portfolio and drive new loan business. You will work with product experts to tailor offerings, monitor client satisfaction, and ensure credit quality within approved budgets.

The role requires strong credit writing and analytical abilities, plus a proven track record in credit risk management and sales within the SME sector. A bachelor’s degree is required and at least 3 years of relevant experience.