Senior Relationship Manager - Corporate Banking & Credit

Alliance Bank Malaysia Berhad; Subang Jaya; On-site; MYR 120,000 - 180,000; Full time

Job summary

Alliance Bank Malaysia Berhad is seeking a seasoned Credit Analyst to develop and originate borrowing relationships, conduct thorough credit risk assessments, and negotiate facility terms. You will coordinate with GCA and Legal for timely documentation and drawdown, while ensuring covenants are met and annual reviews completed.

The role requires strong interpersonal and communication abilities, solid market knowledge, and experience in commercial banking credit and risk analysis.

Qualifications

• At least 3 years of commercial banking credit and risk analysis experience.
• Good sales management skills and strong interpersonal skills.
• Strong understanding of credit and risk analysis processes.
• Excellent customer service and market knowledge.

Responsibilities

• Develop and originate new borrowing relationships with KYCustomer understanding and negotiation of facility terms.
• Prepare and present full credit applications for approval.
• Liaise with Group Credit Administration (GCA) and Group Legal for documentation and drawdown.
• Closely follow up on covenants to ensure compliance and closure.
• Ensure timely submission of annual reviews and that facilities are well utilized.
• Conduct channel checks on client reputation in the market and perform quarterly stress tests.

Skills

Credit analysis

Relationship management

Negotiation

Communication skills

Sales management

Market knowledge

Job description

Alliance Bank Malaysia Berhad is seeking a seasoned Credit Analyst to develop and originate borrowing relationships, conduct thorough credit risk assessments, and negotiate facility terms. You will coordinate with GCA and Legal for timely documentation and drawdown, while ensuring covenants are met and annual reviews completed.

The role requires strong interpersonal and communication abilities, solid market knowledge, and experience in commercial banking credit and risk analysis.