Senior Product Lead, FinTech & Banking (P&L Owner)

Hong Leong Bank; Malaysia; On-site; MYR 180,000 - 260,000; Full time

Job summary

Hong Leong Bank is seeking a senior product leader to own the ASB product line P&L, optimize NIM, and drive value through pricing and feature innovations. You will lead the lifecycle from ideation to launch, applying Agile and design thinking to improve digital channels and reduce CAC.

Collaborate with financing units, distribution networks, and marketing to maximize portfolio performance, while ensuring strict adherence to regulatory and Shariah governance frameworks.

Qualifications

• Bachelor’s degree or equivalent professional qualification required.
• Professional Scrum Product Owner (PSPO) certification or plan to complete upcoming cohort.

Responsibilities

• Take full ownership of the ASB product line P&L and NIM targets.
• Develop product strategies and pricing aligned with Shariah and margin goals.
• Oversee end-to-end product lifecycle using Agile and design thinking.
• Own and coordinate the Instalment Revision Exercise within broader programs.
• Collaborate with HLISB Financing-i, PFS Unsecured Lending, distribution, and marketing to optimize sales.
• Conduct deep-dive portfolio analytics and benchmark against competitors.
• Incorporate customer feedback and fintech trends to introduce high-margin features.
• Ensure compliance with bank SOPs, regulations, privacy, and Shariah governance.

Education

Bachelor’s Degree or equivalent

PSPO certification

Job description

Hong Leong Bank is seeking a senior product leader to own the ASB product line P&L, optimize NIM, and drive value through pricing and feature innovations. You will lead the lifecycle from ideation to launch, applying Agile and design thinking to improve digital channels and reduce CAC.

Collaborate with financing units, distribution networks, and marketing to maximize portfolio performance, while ensuring strict adherence to regulatory and Shariah governance frameworks.