Senior Finance Executive – Settlement & FX

ANCHOR CONSULTING SDN BHD; Kuala Lumpur; On-site; MYR 78,000 - 134,000; Full time

Job summary

ANCHOR CONSULTING SDN BHD is seeking a finance professional in Kuala Lumpur to manage day-to-day finance operations and support monthly accounting closings. You will prepare journal entries, reconcile accounts, monitor FX movements, and generate reports for management, while liaising with banks, gateways, and internal teams.

The role requires 3–5 years of relevant experience in finance/reconciliation, strong Excel skills, and an eye for detail. Mandarin ability is a plus in FX communications.

Qualifications

• Diploma/degree in Accounting, Finance, Banking, or related field.
• Minimum 3–5 years of relevant experience in finance, accounting, settlement, or reconciliation.
• Experience in trading, investment, fintech, payment gateway, remittance, banking, card, or money exchange industry an added advantage.
• Good understanding of closing, bank reconciliation, settlement checking, and foreign exchange movement.
• Proficient in Microsoft Excel and accounting systems.
• Mandarin-speaking ability an advantage for FX-related communication.

Responsibilities

• Handle day-to-day finance operations and monthly accounting closing.
• Prepare and review journal entries, account reconciliations, and financial schedules.
• Check and reconcile bank settlements, payment records, and transaction reports.
• Reconcile U Card-related transactions, including top-ups, spending, refunds, reversals, wallet balances, and settlements.
• Monitor world currency exchange rate movements and update internal exchange rates accordingly.
• Adjust rates when FX fluctuations occur, based on pricing and margin guidelines.
• Ensure the company’s exchange rate charges and mark-up align with world rates.
• Prepare daily/monthly transaction, settlement, FX gain/loss, and exception reports for management.
• Support checking of failed transactions, disputes, refunds, and chargebacks; liaise with banks/partners.
• Highlight abnormal transaction patterns, settlement discrepancies, or unusual FX movements to management.
• Liaise with banks, payment gateways, card processors, merchants, and internal departments on finance matters.
• Support audit, compliance, AML, and internal control requirements.
• Assist with ad hoc finance tasks and projects assigned by management.

Skills

Financial reconciliation

Analytical skills

Independent worker

Deadline orientation

Attention to detail

Education

Diploma/Degree in Accounting or Finance

Tools

Microsoft Excel

Accounting software

Job description

• Handle day-to-day finance operations and support monthly accounting closing.
• Prepare and review journal entries, account reconciliations, and financial schedules.
• Check and reconcile bank settlements, payment records, and transaction reports.
• Reconcile U Card-related transactions, including card top-ups, spending, refunds, reversals, wallet balances, and bank / partner settlements.
• Monitor world currency exchange rate movements and update internal exchange rates accordingly.
• Adjust rates when there are foreign exchange fluctuations, based on company pricing and margin guidelines.
• Ensure the company's exchange rate charges and mark-up are updated accurately on top of the world currency rate.
• Prepare daily / monthly transaction reports, settlement reports, FX gain / loss reports, and exception reports for management review.
• Support checking of failed transactions, disputes, refunds, and chargebacks, and liaise with internal teams or external partners when required.
• Highlight any abnormal transaction patterns, settlement discrepancies, or unusual FX movements to management.
• Liaise with banks, payment gateways, card processors, merchants, and internal departments on finance and settlement matters.
• Support audit, compliance, AML, and internal control requirements where necessary.
• Assist with ad hoc finance tasks and projects assigned by management.

Job Requirements:

• Diploma / Degree in Accounting, Finance, Banking, or related field.
• Minimum 3-5 years of relevant experience in finance, accounting, settlement, or reconciliation.
• Experience in trading, investment, fintech, payment gateway, remittance, banking, card, or money exchange industry will be an added advantage.
• Good understanding of accounting closing, bank reconciliation, settlement checking, and foreign exchange movement.
• Strong numerical sense and high attention to detail.
• Able to identify settlement discrepancies, transaction errors, and rate differences.
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• Proficient in Microsoft Excel and accounting systems.
• Able to work independently, meet deadlines, and handle confidential financial information.
• Mandarin-speaking ability will be an advantage due to exchange-rate-related communication / references.