Senior Settlement Specialist

Ant International; Kuala Lumpur; On-site; MYR 67,000 - 112,000; Full time

Job summary

Ant International is seeking a Finance Specialist to oversee reconciliation of funding costs and the end-to-end settlements between channel partners and the company. You will design standardized reconciliation reports and drive automation initiatives with RPA and AI tools.

The role requires a Bachelor’s in finance or accounting and 3–5 years of related experience, with Mandarin and English bilingualism considered a plus.

Qualifications

• Bachelor's degree or higher in finance, accounting, or related field.
• 3–5 years of experience in financial reconciliation or settlements.
• Candidates with experience reconciling with issuing banks or card schemes will be prioritized.
• Strong cross-functional collaboration and analytical skills.
• Bilingual English and Mandarin is a plus.

Responsibilities

• Reconcile funding costs for accuracy, timeliness, and system consistency.
• Manage end-to-end channel settlements including invoice verification and dispute resolution.
• Design and maintain standardized reconciliation reports with data-driven insights.
• Drive digital transformation through RPA and AI-based reconciliation tools.
• Provide data-driven cost analysis and actionable optimization recommendations.

Skills

Financial reconciliation

Settlement management

Data analysis

Cross-functional collaboration

Detail-oriented

Education

Bachelor's degree in finance or accounting

Job description

1.Responsible for Reconciliation of Funding Cost

• Ensure the accuracy, timeliness, and system consistency of channel funding cost
• Implement robust reconciliation mechanisms to align internal systems with external partner records.

2.End-to-End Management of Channel Settlements

• Oversee the full lifecycle of fee settlements between channel partners and the company, including invoice verification, payment requests, dispute resolution, and exception handling.
• Proactively identify and escalates potential risks to mitigate financial discrepancies.

3.Design and Execution of Standardized Reconciliation Reports

• Develop and maintain standardized reconciliation frameworks, leveraging multidimensional data analysis to identify critical variances and latent risks.
• Deliver insights to drive process improvements and risk mitigation strategies.

4.Digital Transformation of Reconciliation and Settlement Processes

• Drive innovation by exploring and implementing RPA (Robotic Process Automation) and AI-based reconciliation tools to enhance efficiency and reduce manual intervention.
• Collaborate with technology teams to optimize digital workflows and system integrations.

5.Support Business Cost Analysis with Data-Driven Insights

• Generate visualized analytical reports to meet the funding cost analysis needs of front-end business units.
• Propose actionable process optimization strategies and cost-reduction initiatives based on data trends.

Qualifications

• Bachelor's degree or higher, preferably in finance, accounting, or related fields.
• 3-5 years of experience in financial reconciliation, settlement, or related fields, candidates with experience in reconciliation with issuing banks/card schemes will be given priority.
• Strong cross-functional collaboration skills, with the ability to coordinate effectively across departments.
• Detail-oriented and analytical, with a high sensitivity to data and problem-solving capabilities.
• Ability to thrive in a fast-paced environment and handle work pressure.
• Bilingual proficiency in English and Mandarin is a plus.