Relationship Manager, CBBC

RHB Banking Group; Tawau; Presencial; MYR 60.000 - 100.000; Tempo integral

Resumo da vaga

RHB Group in Sabah (Tawau) seeks an experienced Credit Relationship Manager for the Middle Market/SME segment. You will maintain a core portfolio of clients, drive new loan business, and coordinate with product specialists to tailor offerings based on client needs.

You will assess credit quality, monitor experience, address process gaps, and prepare credit proposals, offering Letters of Offer when approved. A bachelor’s degree and 3+ years in credit are required.

Qualificações

• Bachelor’s Degree in Finance/Accountancy/Banking or Marketing or equivalent.
• Minimum 3 years of credit experience in credit risk management and commercial including credit processing, evaluation and appraisal.
• Strong credit writing and analytical skills.

Responsabilidades

• Maintain and deepen relationships with core portfolio of 30 Middle Market/SME clients.
• Drive primary sales through acquisition of new Middle Market/ SME customers and through new loans to existing clients.
• Coordinate with product specialists to identify customers to engage, and products to offer based on their needs.
• Monitor overall customer experience and address any process lapses or delays in TAT.
• Ensure customers meet basic credit requirements, and maintain new Non-Performing Loans (NPL) within approved budget.
• Provide the qualitative credit assessment for each application.
• Work closely with Account Managers to prepare credit proposals.
• Vet, sign and deliver Letters of Offer.

Conhecimentos

Networking

Market knowledge

Financial analysis

Sales

Proactive

Energetic

Result oriented

Business acumen

Formação

Bachelor's degree in Finance/Accountancy/Banking or Marketing

Descrição da vaga

• Maintain and deepen relationships with minimum core portfolio of 30 Middle Market/SME clients.
• Actively drive primary sales through acquisition of new Middle Market / SME customers and through new loans to existing clients.
• Carry out account planning with product specialists to identify customers to engage, and products to offer based on their needs.
• Monitor overall customer experience and per-empt or address any process lapses or delays in TAT.
• Ensure customers meet basic credit requirements, and maintain new Non-Performing Loans (NPL) within approved budget.
• Provide the qualitative credit assessment for each application.
• Work closely with Account Managers to prepare credit proposals.
• Vet, sign and deliver Letters of Offer.

Job Requirements:

• Candidate must possess at least a Bachelor’s Degree in Finance/Accountancy/Banking, Marketing or equivalent.
• Minimum 3 years of working experience in credit with exposure to credit risk management and commercial including credit processing, evaluation and appraisal is required for this position.
• Possess strong credit writing and analytical skills.
• Required skill(s): Networking, Market knowledge, Financial Analysis, Sales, Proactive, Energetic, Result Oriented and Possess good business acumen.