Relationship Manager, CBBC

RHB Group; Negeri Sembilan; In loco; MYR 60.000 - 110.000; Tempo pieno

Descrizione del lavoro

RHB Group in Malaysia seeks an experienced Credit Analyst to manage a core portfolio of 30 Middle Market/SME clients, driving new SME acquisitions and loan origination for existing customers.

You will collaborate with product specialists to tailor offerings, assess credit proposals, and ensure compliance with credit requirements, while monitoring NPLs and addressing process delays to meet TAT targets. Strong writing and analytical skills are essential.

Competenze

• Bachelor’s degree in Finance/Accountancy/Banking, Marketing or equivalent.
• At least 3 years in credit with exposure to credit risk management and commercial evaluation.
• Strong credit writing and analytical skills.

Mansioni

• Maintain and deepen relationships with minimum core portfolio of 30 Middle Market/SME clients.
• Drive primary sales through acquisition of new Middle Market / SME customers and through new loans to existing clients.
• Account planning with product specialists to identify customers to engage, and products to offer based on their needs.
• Monitor overall customer experience and address any process lapses or delays in TAT.
• Ensure customers meet basic credit requirements, and maintain new NPL within approved budget.
• Provide the qualitative credit assessment for each application.
• Work closely with Account Managers to prepare credit proposals.
• Vet, sign and deliver Letters of Offer.

Conoscenze

Networking

Market knowledge

Financial analysis

Sales

Proactive

Energetic

Result oriented

Business acumen

Formazione

Bachelor's degree in Finance/Accountancy/Banking, Marketing or equivalent

Descrizione del lavoro

• Maintain and deepen relationships with minimum core portfolio of 30 Middle Market/SME clients.
• Actively drive primary sales through acquisition of new Middle Market / SME customers and through new loans to existing clients.
• Carry out account planning with product specialists to identify customers to engage, and products to offer based on their needs.
• Monitor overall customer experience and per-empt or address any process lapses or delays in TAT.
• Ensure customers meet basic credit requirements, and maintain new Non-Performing Loans (NPL) within approved budget.
• Provide the qualitative credit assessment for each application.
• Work closely with Account Managers to prepare credit proposals.
• Vet, sign and deliver Letters of Offer.

Job Requirements

• Candidate must possess at least a Bachelor's Degree in Finance/Accountancy/Banking, Marketing or equivalent.
• Minimum 3 years of working experience in credit with exposure to credit risk management and commercial including credit processing, evaluation and appraisal is required for this position.
• Possess strong credit writing and analytical skills.
• Required skill(s): Networking, Market knowledge, Financial Analysis, Sales, Proactive, Energetic, Result Oriented and Possess good business acumen.