Relationship Manager, CBBC

RHB Bank Berhad; Seberang Perai; On-site; MYR 70,000 - 100,000; Full time

Job summary

RHB Bank Berhad in Malaysia seeks an experienced relationship manager to serve a core portfolio of 30 Middle Market/SME clients. You will actively acquire new customers and approve loans based on client needs, coordinating with product specialists to tailor solutions.

You will monitor the customer journey, ensure timely processing, and deliver Letters of Offer in collaboration with Account Managers. A finance/ banking degree and 3+ years in credit with risk exposure are required.

Qualifications

• Bachelor's degree in Finance/Accountancy/Banking, Marketing or equivalent.
• Minimum 3 years in credit with exposure to credit risk management and commercial activities.
• Strong credit writing and analytical skills.

Responsibilities

• Maintain and deepen relationships with a core portfolio of 30 Middle Market/SME clients.
• Actively drive primary sales through acquisition of new Middle Market/SME customers and new loans.
• Coordinate with product specialists to tailor solutions and prepare credit proposals.
• Monitor customer experience and address process lapses or delays in TAT; sign and deliver Letters of Offer.

Skills

Networking

Market knowledge

Financial Analysis

Sales

Proactive

Energetic

Result Oriented

Business acumen

Education

Bachelor's Degree in Finance/Accountancy/Banking, Marketing

Job description

Job Description

Maintain and deepen relationships with minimum core portfolio of 30 Middle Market/SME clients. Actively drive primary sales through acquisition of new Middle Market / SME customers and through new loans to existing clients. Carry out account planning with product specialists to identify customers to engage, and products to offer based on their needs. Monitor overall customer experience and per-empt or address any process lapses or delays in TAT. Ensure customers meet basic credit requirements, and maintain new Non-Performing Loans (NPL) within approved budget. Provide the qualitative credit assessment for each application. Work closely with Account Managers to prepare credit proposals. Vet, sign and deliver Letters of Offer.

Job Requirements

Candidate must possess at least a Bachelor's Degree in Finance/Accountancy/Banking, Marketing or equivalent. Minimum 3 years of working experience in credit with exposure to credit risk management and commercial including credit processing, evaluation and appraisal is required for this position. Possess strong credit writing and analytical skills.

Required skill(s):

• Networking
• Market knowledge
• Financial Analysis
• Sales
• Proactive
• Energetic
• Result Oriented
• Possess good business acumen

About RHB

A mantra for our clients, customers, partners and every member of the RHB family. Yes, you. Our employees are one of the reasons we are here today. Dynamic, forward-thinking and progressive, there is a reason why we are an award-winning financial institution. Join us today and be a part of a winning family. At RHB, we take pride in our people and our teams. Great relationships built on trust, a 'leading it right' environment, challenging assignments and a culture of excellence are the pillars to the dynamic and diversified workplace we call home. As we grow towards realising our aspirations, we promise a workplace built on the five pillars - RHB Cares; RHB Leads; RHB Inspires; RHB Progresses; and RHB Rewards.