Junior Relationship Manager, Mid Cap

RHB Group; Malaysia; Presencial; MYR 55.000 - 90.000; Jornada completa

Descripción de la vacante

RHB Bank Berhad in Malaysia seeks a Junior Relationship Manager for Mid Cap clients in Commercial Banking. You will support senior managers to grow a portfolio, identify client needs, and present banking solutions while delivering service excellence.

The role emphasizes credit analysis, underwriting support, financial statement review, and building lasting client relationships. You will work with mid-market clients to drive revenue growth and ensure risk controls are observed.

Formación

• Bachelor's degree in Business Administration, Finance, Accounting, Economics, or a related discipline.
• 1–3 years in commercial banking, corporate lending, or credit analysis.
• Experience with mid-cap/SME segments is advantageous.
• Strong analytical ability and sound credit judgment.
• Certifications such as CCP or CB are a plus.

Responsabilidades

• Assist in managing an assigned portfolio of mid-cap clients.
• Conduct credit analysis and support underwriting in line with policies.
• Monitor risks and support portfolio reviews with senior managers.

Conocimientos

Financial statement analysis

Credit structuring

Commercial banking products

Interpersonal skills

Communication

Negotiation

Credit judgment

Educación

Bachelor's degree in Business Administration, Finance, Accounting, Economics, or related discipline

Descripción del empleo

Job Summary RHB Bank Berhad is seeking a dynamic and driven Junior Relationship Manager, Mid Cap to join our Commercial Banking team. In this role, you will assist in managing and growing a portfolio of mid-market corporate clients. You will work closely with senior relationship managers to identify financial needs, present tailored banking solutions, and deliver exceptional service to help clients achieve their business goals while contributing to the bank’s revenue growth.

Job Responsibilities

• Portfolio Management: Assist in managing an assigned portfolio of mid-cap clients, ensuring high levels of customer satisfaction and retention.
• Credit Analysis & Underwriting: Conduct thorough financial analysis, evaluate creditworthiness, and assist in preparing high-quality credit proposals and reviews in compliance with the bank's credit policies and regulatory guidelines.
• Risk Management: Monitor client accounts and industry trends proactively to identify potential credit risks and ensure timely portfolio reviews.

Job Qualifications

• Education: Bachelor’s degree in Business Administration, Finance, Accounting, Economics, or a related discipline.
• Experience: Minimum of 1 to 3 years of experience in commercial banking, corporate lending, or credit analysis.
• Experience dealing with mid-cap/SME segments is highly advantageous.
• Skills: Solid understanding of financial statement analysis, credit structuring, and commercial banking products. Strong interpersonal, communication, and negotiation skills to build lasting relationships with business clients. Analytical mindset with high attention to detail and sound credit judgment.
• Certifications: Professional qualifications such as Certified Credit Professional (CCP) or Chartered Banker (CB) are a plus.

A mantra for our clients, customers, partners and every member of the RHB family. Yes, you. Our employees are one of the reasons we are here today. Dynamic, forward-thinking and progressive, there is a reason why we are an award-winning financial institution. Join us today and be a part of a winning family. At RHB, we take pride in our people and our teams. Great relationships built on trust, a 'leading it right' environment, challenging assignments and a culture of excellence are the pillars to the dynamic and diversified workplace we call home. As we grow towards realising our aspirations, we promise a workplace built on the five pillars - RHB Cares; RHB Leads; RHB Inspires; RHB Progresses; and RHB Rewards.