Relationship Manager, CBBC

RHB Group; Malasia; Presencial; MYR 90.000 - 140.000; Jornada completa

Descripción de la vacante

RHB Group is seeking a Credit/Relationship professional to manage a core Middle Market/SME client portfolio in Malaysia. You will drive new SME acquisitions and loans to existing clients, plan with product specialists, and monitor customer experience to improve timelines and CX.

The role requires solid credit writing and analytical skills, with budgeted NPL management and thorough credit assessments. The ideal candidate holds a bachelor’s degree in Finance/Accounting/Banking, with at least 3

Formación

• Bachelor's degree in Finance/Accountancy/Banking or equivalent.
• Minimum 3 years' experience in credit with exposure to credit risk management and commercial lending.
• Strong credit writing and analytical skills.
• Excellent networking, market knowledge and business acumen.

Responsabilidades

• Maintain and deepen relationships with a core portfolio of 30 Middle Market/SME clients.
• Drive primary sales through acquisition of new SME customers and new loans to existing clients.
• Coordinate with product specialists for credit proposals and account planning.
• Monitor customer experience and address process lapses or delayed TAT.
• Ensure customers meet basic credit requirements and maintain NPL within budget.
• Provide qualitative credit assessments for each application; sign and deliver Letters of Offer.

Conocimientos

Credit writing

Analytical skills

Networking

Market knowledge

Financial analysis

Sales

Proactive

Energetic

Business acumen

Educación

Bachelor's degree in Finance/Accountancy/Banking or equivalent

Descripción del empleo

Maintain and deepen relationships with minimum core portfolio of 30 Middle Market/SME clients. Actively drive primary sales through acquisition of new Middle Market / SME customers and through new loans to existing clients. Carry out account planning with product specialists to identify customers to engage, and products to offer based on their needs. Monitor overall customer experience and per-empt or address any process lapses or delays in TAT. Ensure customers meet basic credit requirements, and maintain new Non-Performing Loans (NPL) within approved budget. Provide the qualitative credit assessment for each application. Work closely with Account Managers to prepare credit proposals. Vet, sign and deliver Letters of Offer.

Job Requirements:

Candidate must possess at least a Bachelor's Degree in Finance/Accountancy/Banking, Marketing or equivalent. Minimum 3 years of working experience in credit with exposure to credit risk management and commercial including credit processing, evaluation and appraisal is required for this position. Possess strong credit writing and analytical skills. Required skill(s): Networking, Market knowledge, Financial Analysis, Sales, Proactive, Energetic, Result Oriented and Possess good business acumen.

A mantra for our clients, customers, partners and every member of the RHB family. Yes, you. Our employees are one of the reasons we are here today. Dynamic, forward-thinking and progressive, there is a reason why we are an award-winning financial institution. Join us today and be a part of a winning family. At RHB, we take pride in our people and our teams. Great relationships built on trust, a 'leading it right' environment, challenging assignments and a culture of excellence are the pillars to the dynamic and diversified workplace we call home. As we grow towards realising our aspirations, we promise a workplace built on the five pillars – RHB Cares; RHB Leads; RHB Inspires; RHB Progresses; and RHB Rewards.