Relationship Manager

Ryt Bank; Kuala Lumpur; On-site; MYR 60,000 - 100,000; Full time

Job summary

Ryt Bank is seeking a Business Banking Relationship Manager to acquire, manage, and grow SME relationships through digital channels. You will work independently while collaborating with cross-functional teams to deliver tailored financial solutions.

The ideal candidate has a Bachelor’s degree in Business/Finance, 1–2 years in financial services or fintech, strong SME product knowledge, and excellent communication. Join a fast-paced, digital-first environment.

Qualifications

• Bachelor’s degree in Business, Finance, Economics, or related field.
• 1–2 years of experience in financial institutions, fintech or digital banking.
• Strong understanding of SME financial needs and banking products.
• Familiarity with digital banking platforms and fintech solutions.
• Excellent communication, negotiation and interpersonal skills.
• Ability to work independently in a fast-paced, digital-first environment.

Responsibilities

• Identify and onboard new Business Banking clients through digital outreach, referrals, and partnerships.
• Manage a portfolio of Business Banking clients, ensuring high levels of satisfaction and retention.
• Conduct regular reviews to understand client needs and offer financial solutions.
• Promote the bank’s suite of Business Banking products.
• Utilize CRM and digital banking platforms to monitor client activity and engagement.
• Ensure compliance with regulatory and internal policies.
• Prepare regular reports on portfolio performance, client feedback, and market trends.

Skills

Client onboarding

Relationship management

Negotiation

Communication skills

Independent worker

Education

Bachelor’s degree in Business/Finance/Economics

Tools

CRM systems

Digital banking platforms

Job description

About the Team

Are you ready to be part of a transformative journey in digital banking? Join our vibrant team of visionaries and innovators as we redefine SME banking. Our team thrives on collaboration, innovation, and a shared commitment to excellence. We are passionate about delivering tailored financial solutions to small and medium-sized enterprises (SMEs) through cutting-edge digital platforms. This is your opportunity to shape the future of banking and make a meaningful impact.

About the Role

We are seeking a dynamic and customer-focused Business Banking Relationship Manager to join our digital bank. In this role, you will be responsible for acquiring, managing, and growing relationships with SMEs, providing financial solutions through digital channels. You will work independently while also collaborating with cross-functional teams to deliver exceptional service and drive SME growth.

Key Responsibilities

• Identify and onboard new Business Banking clients through digital outreach, referrals, and partnerships.
• Manage a portfolio of Business Banking clients, ensuring high levels of satisfaction and retention.
• Conduct regular reviews to understand client needs and offer appropriate financial solutions.
• Promote the bank’s suite of Business Banking products.
• Utilize CRM and digital banking platforms to monitor client activity and engagement.
• Ensure all client interactions and transactions comply with regulatory and internal policies.
• Prepare regular reports on portfolio performance, client feedback, and market trends.

Qualifications

• Bachelor’s degree in Business, Finance, Economics, or related field.
• Minimum 1–2 years of experience in financial institutions, Fintech or Digital Banking.
• Strong understanding of SME financial needs and banking products/microfinancing.
• Familiarity with digital banking platforms and fintech solutions.
• Excellent communication, negotiation, and interpersonal skills.
• Ability to work independently and in a fast-paced, digital-first environment.

What We Value

• Open-mindedness and constructive communication, fostering an environment of mutual support and growth.
• Responsibility and ownership, with a strong sense of accountability.
• Commitment to teamwork and achieving shared goals.
• Customer focus and dedication to delivering results.
• A proactive approach to leading change and innovation.
• Curiosity for continuous learning and improvement.
• Be part of a forward-thinking digital bank transforming Business Banking.
• Work with cutting-edge technology and innovative financial products.
• Enjoy a flexible, inclusive, and growth-oriented work culture.
• Contribute to the development of reliable systems that delight our Business Banking clients.
• Collaborate with a team of like-minded individuals to deliver exceptional products.

Ryt Bank is Malaysia's first AI-powered digital bank, offering innovative and inclusive financial solutions for a secure banking experience.

Banking Credit Intermediation Financial Services

Company size 201–500 employees

Company type Public company