Relationship Manager

YTL Digital Bank Berhad (Registration No. 202201037182 (1482879-P); Malaysia; On-site; MYR 60,000 - 90,000; Full time

Benefits offered by this job

Be part of a forward‑thinking digital

Work with cutting‑edge technology and

Flexible, inclusive, and growth‑orien

Contribute to reliable systems for SME

Collaborate with like‑minded team to a

Job summary

Ryt Bank, Malaysia's AI-powered digital bank, seeks a driven Business Banking Relationship Manager to acquire, manage and grow SME relationships through digital channels. You will collaborate with cross-functional teams to deliver tailored financial solutions and drive SME growth in a fast-paced, digital-first environment.

Role emphasizes independence, client engagement, and regulatory compliance as you promote the bank’s Business Banking products and monitor portfolio performance through CRM

Qualifications

• Bachelor’s degree in Business, Finance, Economics, or related field.
• Minimum 1–2 years of experience in financial institutions, Fintech or Digital Banking.
• Strong understanding of SME financial needs and banking products/microfinancing.
• Familiarity with digital banking platforms and fintech solutions.
• Excellent communication, negotiation, and interpersonal skills.
• Ability to work independently and in a fast‑paced, digital‑first environment.

Responsibilities

• Identify and onboard new Business Banking clients through digital outreach, referrals, and partnerships.
• Manage a portfolio of Business Banking clients, ensuring high levels of satisfaction and retention.
• Conduct regular reviews to understand client needs and offer appropriate financial solutions.
• Promote the bank’s suite of Business Banking products.
• Utilize CRM and digital banking platforms to monitor client activity and engagement.
• Ensure all client interactions and transactions comply with regulatory and internal policies.
• Prepare regular reports on portfolio performance, client feedback, and market trends.

Skills

SME knowledge

Digital banking

Client relationship

Education

Bachelor's degree

Job description

About the Team:

Are you ready to be part of a transformative journey in digital banking? Join our vibrant team of visionaries and innovators as we redefine SME banking. Our team thrives on collaboration, innovation, and a shared commitment to excellence. We are passionate about delivering tailored financial solutions to small and medium-sized enterprises (SMEs) through cutting-edge digital platforms. This is your opportunity to shape the future of banking and make a meaningful impact.

About the Role:

We are seeking a dynamic and customer-focused Business Banking Relationship Manager to join our digital bank. In this role, you will be responsible for acquiring, managing, and growing relationships with SMEs, providing financial solutions through digital channels. You will work independently while also collaborating with cross-functional teams to deliver exceptional service and drive SME growth.

Key Responsibilities:

• Identify and onboard new Business Banking clients through digital outreach, referrals, and partnerships.
• Manage a portfolio of Business Banking clients, ensuring high levels of satisfaction and retention.
• Conduct regular reviews to understand client needs and offer appropriate financial solutions.
• Promote the bank’s suite of Business Banking products.
• Utilize CRM and digital banking platforms to monitor client activity and engagement.
• Ensure all client interactions and transactions comply with regulatory and internal policies.
• Prepare regular reports on portfolio performance, client feedback, and market trends.

Qualifications:

• Bachelor’s degree in Business, Finance, Economics, or related field.
• Minimum 1–2 years of experience in financial institutions, Fintech or Digital Banking.
• Strong understanding of SME financial needs and banking products/microfinancing.
• Familiarity with digital banking platforms and fintech solutions.
• Excellent communication, negotiation, and interpersonal skills.
• Ability to work independently and in a fast‑paced, digital‑first environment.

What We Value:

• Open-mindedness and constructive communication, fostering an environment of mutual support and growth.
• Responsibility and ownership, with a strong sense of accountability.
• Commitment to teamwork and achieving shared goals.
• Customer focus and dedication to delivering results.
• A proactive approach to leading change and innovation.
• Curiosity for continuous learning and improvement.

Benefits:

• Be part of a forward‑thinking digital bank transforming Business Banking.
• Work with cutting‑edge technology and innovative financial products.
• Enjoy a flexible, inclusive, and growth‑oriented work culture.
• Contribute to the development of reliable systems that delight our Business Banking clients.
• Collaborate with a team of like‑minded individuals to deliver exceptional products.

JR00000625 Hey Malaysia, we’re Ryt Bank—your first AI‑powered digital bank! Formed by the consortium of YTL Digital Capital Sdn Bhd and Sea Limited, two of Southeast Asia’s leading innovators, we’re here to reshape banking in Malaysia. At Ryt Bank, we believe in empowering you with fast, easy, and secure financial solutions that are as inclusive as they are innovative. It’s not just about banking—it’s about your right to better banking. Operating under YTL Digital Bank Berhad [Reg. No. 202201037182 (1482879-P)], we are fully licensed by Bank Negara Malaysia and Ministry of Finance. Excited? The Ryt Bank app is launching soon. Get ready for a new era of banking—one that’s done right!