Personal Banker Mortgage

RHB Banking Group; Kedah; On-site; MYR 40,000 - 60,000; Full time

Job summary

A financial institution in Kedah is seeking a candidate for mortgage sales. You will be responsible for achieving personal sales targets and compliant sales practices while cross-selling MRTA. Strong relationship management skills with developers and real estate professionals are essential. The role demands excellent communication skills and compliance understanding.

Qualifications

• Proven track record in mortgage loan sales.
• Strong understanding of compliance policies and KYC regulations.
• Excellent communication and interpersonal skills.

Responsibilities

• Responsible for meeting personal sales target for mortgage loans.
• Cross-sell MRTA and achieve minimum penetration rate.
• Service relationships with developers, lawyers, valuers, and real estate agents.

Job description

Primary Objective

Primary Objective
Principally responsible for personal sales target to acquire new mortgage loans and to achieve the assigned targets. To cross sell MRTA and achieve minimum penetration rate.

MORTGAGE FINANCIAL TARGET

• To achieve personal sales target
• To achieve MRTA penetration rate of 80%

SALES PRODUCTIVITY

• To deliver minimum sales productivity of 2.5 million per month
• To service and strengthen our business relationship with developers, lawyers, valuers & real estate agents

COMPLIANCE RISK MANAGEMENT

• Ensure compliance with internal policies, external authorities, regulators, legal, ML/KYC, credit policies and service standards.
• Exercise due care and diligence on matters related to money laundering and KYC in day-to-day operations, including account opening, reporting suspicions and providing support to superior and subordinates.
• Ensure data integrity and that all customers’ income documents are original sighted.

Conduct face to face interview with customers.

Tahap senioriti