Personal Banker Mortgage

RHB Banking Group; Johor; On-site; MYR 60,000 - 90,000; Full time

Job summary

RHB Banking Group in Malaysia is seeking a mortgage sales professional to drive personal mortgage loan acquisitions and achieve assigned targets. The role includes cross-selling MRTA and maintaining high penetration rates, while delivering strong monthly sales productivity and building relationships with developers, lawyers, valuers and real estate agents.

The position requires adherence to AML/KYC regulations, data integrity, and thorough verification of customers' income documents, including

Qualifications

• Achieve personal mortgage sales targets.
• Cross-sell MRTA and achieve minimum penetration rate.
• Ensure compliance with internal policies, external regulators/ML-KYC and credit policies.

Responsibilities

• Principally responsible for personal sales target to acquire new mortgage loans and to achieve the assigned targets.
• To cross sell MRTA and achieve minimum penetration rate.
• Deliver minimum sales productivity of 2.5 million per month.
• Service and strengthen relationships with developers, lawyers, valuers & real estate agents.
• Ensure compliance with internal Policies, external Authorities Regulators / Legal / ML-KYC, Credit Policies and Service Standards.
• Exercise due care and diligence on matters related to Money Laundering and KYC in day-to-day operations, including account opening, reporting suspicions and providing support to superior and subordinates.
• Ensure data integrity and all customers' income documents are original sighted.
• Conduct face to face interview with customers.

Job description

• Principally responsible for personal sales target to acquire new mortgage loans and to achieve the assigned targets.
• To cross sell MRTA and achieve minimum penetration rate.

Primary Objective

• Principally responsible for personal sales target to acquire new mortgage loans and to achieve the assigned targets.
• To cross sell MRTA and achieve minimum penetration rate.

Key Responsibilities

Mortgage Financial Target

• To achieve personal sales target
• To achieve MRTA penetration rate of 80%

Sales Productivity

• To deliver min sales productivity of 2.5 mil per month
• To service and strengthen our business relationship with developers, lawyers, Valuers & real estate agents.

Compliance Risk Management

• Ensure compliance with internal Policies, external Authorities Regulators / Legal / ML- KYC, Credit Policies and Service Standards.
• Exercise due care and diligence on matters related Money Laundering and KYC in the day to day operations, which include account opening, reporting suspicions and provide support to superior and subordinates.
• Ensure data integrity and all customers' income documents are original sighted
• Conduct face to face interview with customers