Personal Banker Mortgage

RHB Group; Subang Jaya; On-site; MYR 50,000 - 80,000; Full time

Job summary

RHB Banking Group in Malaysia is seeking a mortgage sales professional focused on personal loan targets and MRTA penetration, aiming to acquire new mortgage loans and meet assigned targets.

You will engage with developers, lawyers, valuers and real estate agents to strengthen relationships, maintain data integrity, perform face-to-face interviews, and ensure KYC/compliance with credit policies and service standards.

Responsibilities

• Principally responsible for personal sales target to acquire new mortgage loans and to achieve the assigned targets.
• To cross sell MRTA and achieve minimum penetration rate.
• Deliver min sales productivity of 2.5 mil per month.
• Service and strengthen our business relationship with developers, lawyers, Valuers & real estate agents.
• Ensure compliance with internal Policies, external Authorities Regulators / Legal / ML- KYC, Credit Policies and Service Standards.
• Exercise due care and diligence on matters related Money Laundering and KYC in the day to day operations, which include account opening, reporting suspicions and provide support to superior and subordinates.
• Ensure data integrity and all customers’ income documents are original sighted.
• Conduct face to face interview with customers

Job description

PRIMARY OBJECTIVE

• Principally responsible for personal sales target to acquire new mortgage loans and to achieve the assigned targets.
• To cross sell MRTA and achieve minimum penetration rate.

MORTGAGE FINANCIAL TARGET

• To achieve personal sales target
• To achieve MRTA penetration rate of 80%

SALES PRODUCTIVITY

• To deliver min sales productivity of 2.5 mil per month
• To service and strengthen our business relationship with developers, lawyers, Valuers & real estate agents.

COMPLIANCE RISK MANAGEMENT

• Ensure compliance with internal Policies, external Authorities Regulators / Legal / ML- KYC, Credit Policies and Service Standards.
• Exercise due care and diligence on matters related Money Laundering and KYC in the day to day operations, which include account opening, reporting suspicions and provide support to superior and subordinates.
• Ensure data integrity and all customers’ income documents are original sighted.
• Conduct face to face interview with customers