Executive/Senior Executive, Relationship Management, Batu Pahat Enterprise Centre

SME Bank Malaysia; Johor; On-site; MYR 60,000 - 120,000; Full time

Job summary

SME Bank Malaysia in Batu Pahat is seeking an Executive/Senior Executive, Relationship Management to strengthen our SME banking portfolio. You will conduct marketing, credit evaluation and tailor financial solutions for business customers, while ensuring compliance and end-to-end relationship management.

The role requires a bachelor’s degree in accounting/finance/banking/business and at least 2 years’ SME/Business Banking experience, with strong interpersonal and analytical skills and a solid

Qualifications

• A bachelor’s degree in accounting/finance/banking/business or other relevant background.
• Minimum of 2 years working experience in SME/Business Banking/Commercial banking.
• Experience in credit evaluation/analysis/ability to analyse and understand financial statement and data.
• Ability to structure financial solutions and packaging to SME.
• Good interpersonal, negotiations and analytical skill.
• Up-to-date knowledge of the business environment and Malaysian economy.

Responsibilities

• Marketing, solicit and credit evaluation for the network/business units
• Propose suitable Bank’s products that fit customers’ business needs
• Comply with internal and external standards, risk and compliance requirements in all financing application activities
• Provide end-to-end customer relationship management which includes:
• Monitoring the completion of legal documentation, collection of Condition Precedent until disbursement of the financing
• Plan, manage and monitor collection and post disbursement activities including conduct of Annual Review
• Manage request for changes to terms of financing (pre and post disbursement)
• Ensure full compliance to all set external and internal rules, policies, standard operating procedures and client charters
• Ensure that competency and motivation of staff in the region are kept at the highest level
• To ensure staffs to comply and report on Anti Money Laundering (AMLA), frauds and defalcations (including attempted frauds) breaches of Employee Code Of Conduct, robberies & burglaries and any other matters deemed required from time to time

Skills

Interpersonal skills

Negotiation

Analytical skills

Financial analysis

Education

Bachelor's degree in accounting/finance/banking/business

Job description

As a high-performance organisation, we offer our services through all our branches operating nationwide. Our key initiatives are driven by various action-plans to create a high level of engagement while nurturing the core values of S.M.I.L.E among the Talent Capital of the Bank.

Talent management and development are the cornerstone of our operations. We are continuously scouting for the right talents to fill up the roles as Executive/Senior Executive, Relationship Management at ourBatu Pahat Enterprise Centre.

Responsibilities

• Marketing, solicit and credit evaluation for the network/business units
• Propose suitable Bank’s products that fit customers’ business needs
• Comply with internal and external standards, risk and compliance requirements in all financing application activities
• Provide end-to-end customer relationship management which includes:
• Monitoring the completion of legal documentation, collection of Condition Precedent until disbursement of the financing
• Plan, manage and monitor collection and post disbursement activities including conduct of Annual Review
• Manage request for changes to terms of financing (pre and post disbursement)
• Ensure full compliance to all set external and internal rules, policies, standard operating procedures and client charters
• Ensure that competency and motivation of staff in the region are kept at the highest level
• To ensure staffs to comply and report on Anti Money Laundering (AMLA), frauds and defalcations (including attempted frauds) breaches of Employee Code Of Conduct, robberies & burglaries and any other matters deemed required from time to time

Requirement

• A minimum of a bachelor’s degree in accounting/finance/banking/business or other relevant background
• Minimum of 2 years working experience in SME/Business Banking/Commercial banking
• Experience in credit evaluation/analysis/ability to analyse and understand financial statement and data
• Ability to structure financial solutions and packaging to SME
• Good interpersonal, negotiations and analytical skill
• Up-to-date knowledge of the business environment and Malaysian economy