Senior Relationship Manager – SME Banking & Financing

SME Bank Malaysia; Johor; On-site; MYR 60,000 - 120,000; Full time

Job summary

SME Bank Malaysia in Batu Pahat is seeking an Executive/Senior Executive, Relationship Management to strengthen our SME banking portfolio. You will conduct marketing, credit evaluation and tailor financial solutions for business customers, while ensuring compliance and end-to-end relationship management.

The role requires a bachelor’s degree in accounting/finance/banking/business and at least 2 years’ SME/Business Banking experience, with strong interpersonal and analytical skills and a solid

Qualifications

• A bachelor’s degree in accounting/finance/banking/business or other relevant background.
• Minimum of 2 years working experience in SME/Business Banking/Commercial banking.
• Experience in credit evaluation/analysis/ability to analyse and understand financial statement and data.
• Ability to structure financial solutions and packaging to SME.
• Good interpersonal, negotiations and analytical skill.
• Up-to-date knowledge of the business environment and Malaysian economy.

Responsibilities

• Marketing, solicit and credit evaluation for the network/business units
• Propose suitable Bank’s products that fit customers’ business needs
• Comply with internal and external standards, risk and compliance requirements in all financing application activities
• Provide end-to-end customer relationship management which includes:
• Monitoring the completion of legal documentation, collection of Condition Precedent until disbursement of the financing
• Plan, manage and monitor collection and post disbursement activities including conduct of Annual Review
• Manage request for changes to terms of financing (pre and post disbursement)
• Ensure full compliance to all set external and internal rules, policies, standard operating procedures and client charters
• Ensure that competency and motivation of staff in the region are kept at the highest level
• To ensure staffs to comply and report on Anti Money Laundering (AMLA), frauds and defalcations (including attempted frauds) breaches of Employee Code Of Conduct, robberies & burglaries and any other matters deemed required from time to time

Skills

Interpersonal skills

Negotiation

Analytical skills

Financial analysis

Education

Bachelor's degree in accounting/finance/banking/business

Job description

SME Bank Malaysia in Batu Pahat is seeking an Executive/Senior Executive, Relationship Management to strengthen our SME banking portfolio. You will conduct marketing, credit evaluation and tailor financial solutions for business customers, while ensuring compliance and end-to-end relationship management.

The role requires a bachelor’s degree in accounting/finance/banking/business and at least 2 years’ SME/Business Banking experience, with strong interpersonal and analytical skills and a solid