End-Financing Account Manager

RHB Banking Group; Johor; On-site; MYR 75,000 - 115,000; Full time

Job summary

RHB Banking Group in Malaysia seeks a Relationship Manager to drive EF emplacement projects with property developers. You will collaborate with DSMs, branches and RM teams to secure financing collaborations and coordinate launches after EF approval.

You will perform site visits, compile project documentation for EF submissions, conduct AML checks, credit bureau screening, and ensure compliance with PEP and WPC requirements while expanding partnerships with developers.

Qualifications

• Experience in banking or financial services is preferred.
• Knowledge of AML/CTF controls and credit checks is advantageous.

Responsibilities

• Establish relationship & garner EF projects from developers.
• Work with Relationship Managers of Group Corporate Banking/ Group Business & Transaction Banking on EF emplacements for RHB bridging projects.
• Arrange Personal Banker/ Mortgage Sales Consultant for launches after EF approval.
• Perform site inspection and prepare Site Visitation Report.
• Gather and provide project information and documents for EF submissions.
• Conduct Credit Bureau Check (CTOS / Experian) to ensure no adverse litigation against company/directors.
• Conduct name screening under Watch Persons Check (WPC) in AML system.
• Adhere with PEP requirement for identified PEP customers.
• Submit to legal on non-panel solicitor approval and letter of undertaking format to be adopted by RHB.
• Garner end financing projects from internal & external partners.
• Deepen relationships with property developers thru account management.
• Build sales and marketing activities with property developers for launches.
• Prepare checklist and submit all mandatory docs for new EF emplacement/Amendment Memo.

Skills

Relationship management

AML compliance

Credit due diligence

Stakeholder coordination

Job description

• To establish relationship & garner EF projects from developers. To also work closely together with DSM/branches for EF tie-ups.
• To work with Relationship Managers of Group Corporate Banking/ Group Business & Transaction Banking on EF emplacements for RHB bridging projects.
• To arrange Personal Banker/ Mortgage Sales Consultant for launches after EF approval
• To perform site inspection and prepare Site Visitation Report.
• To gather and provide project information and documents for EF submissions.
• To conduct relevant Credit Bureau Check (i.e. CTOS / Experian / etc), SM search to ensure no adverse litigation/ bankruptcy action against the company & directors
• To conduct name screening under Watch Persons Check (WPC) in the AML System to mitigate the ML/TF risk on the developer/company (including their related parties).
• To adhere with the PEP requirement for the identified PEP customer
• To ensure prior recommendation from Group AML Practice is obtained on the identified Default High risk customers.
• To send instruction to valuers for PAR to ensure each of the development project pricing is in tandem with the market value and sentiment for all EF emplacements, amendment memos & price review.
• To submit to legal on non-panel solicitor approval and letter of undertaking format to be accepted and adopted by RHB.
• Garner end financing projects from internal & external business partners.
• To deepen relationship with property developers thru account management model.
• Building sales and marketing activities with property developers for all property launching.
• To prepare checklist and submit all mandatory docs for new EF emplacement/Amendment Memo.