Credit Risk Analytics & Dashboards Specialist

Alliance Bank; Kuala Lumpur; In loco; MYR 180.000 - 240.000; Tempo pieno

Descrizione del lavoro

Alliance Bank in Kuala Lumpur seeks a senior portfolio analytics professional to build and maintain industry-level dashboards (exposure, growth, concentration, risk grade migration, watchlist, delinquency indicators), segment the portfolio by industry, geography, product, and collateral to reveal concentrations and drivers.

You will analyze credit performance trends, develop early warning models linked to EWIs, provide targeted underwriting insights, and support stress testing and scenario

Competenze

• Bachelor’s degree in Finance, Economics, Business, or related fields.
• Understanding of financial statements and credit assessment principles.
• 8–10 years of experience in research, analysis, credit, or finance-related roles.

Mansioni

• Build/maintain industry-level portfolio dashboards (exposure, growth, concentration, risk grade migration, watchlist, delinquency/NPL indicators) to support portfolio governance.
• Segment the portfolio by industry, subsector, product, customer type, geography, and collateral type to reveal where lending is concentrated and why.
• Analyze credit performance trends: roll rates, arrears buckets, migration matrices, restructurings, recoveries, and early delinquency to detect emerging stress.
• Identify better/worse internal segments using risk-adjusted metrics for appetite refinement.
• Conduct cohort and vintage analysis to compare underwriting periods with subsequent credit outcomes by industry and product.
• Develop internal early warning models leveraging facility behavior and link to industry EWIs.
• Provide targeted insights for underwriting and reviews, including peer benchmarking of client leverage/coverage ratios.
• Support stress testing and sensitivity analysis by translating external shocks into portfolio-level impact views.

Conoscenze

Strong analytical skills

Excel proficiency

Quantitative analysis

Effective communication

Prior research experience

Formazione

Bachelor’s degree in Finance

Bachelor’s degree in Economics

Business-related degree

Strumenti

Financial data tools

Descrizione del lavoro

Alliance Bank in Kuala Lumpur seeks a senior portfolio analytics professional to build and maintain industry-level dashboards (exposure, growth, concentration, risk grade migration, watchlist, delinquency indicators), segment the portfolio by industry, geography, product, and collateral to reveal concentrations and drivers.

You will analyze credit performance trends, develop early warning models linked to EWIs, provide targeted underwriting insights, and support stress testing and scenario