Senior Consumer Credit Portfolio Analytics & Policy Lead

Alliance Bank Malaysia Berhad; Kuala Lumpur; Sur place; MYR 120 000 - 160 000; Plein temps

Résumé du poste

Alliance Bank Malaysia Berhad is seeking a policy and portfolio risk specialist to support the development and maintenance of consumer credit policy in line with BNM guidelines. You will ensure timely updates, robust assessments, and automation of policy rules within the credit system.

The role involves portfolio health monitoring, risk identification, and collaboration with stakeholders to implement changes and respond to audits, ensuring compliance with internal and external requirements.

Qualifications

• Experience in maintaining consumer credit policy.
• Ability to assess portfolio health and risks.
• Experience coordinating with stakeholders to implement policy changes.

Responsabilités

• Ensure credit policy changes are implemented and automated into the credit system timely and accurately.
• Collaborate with Underwriters and Business Users before finalising policy changes.
• Conduct portfolio analysis to identify risks and opportunities.
• Monitor portfolio caps and triggers to maintain health and adjust risk parameters as needed.
• Respond to inquiries from BNM or external audits to ensure compliance.

Connaissances

Credit policy

Portfolio analysis

Stakeholder management

Risk assessment

Description du poste

Alliance Bank Malaysia Berhad is seeking a policy and portfolio risk specialist to support the development and maintenance of consumer credit policy in line with BNM guidelines. You will ensure timely updates, robust assessments, and automation of policy rules within the credit system.

The role involves portfolio health monitoring, risk identification, and collaboration with stakeholders to implement changes and respond to audits, ensuring compliance with internal and external requirements.