Credit Risk Analyst: AI-Driven Insights & Portfolio

Deutsche Bank AG; Kuala Lumpur; On-site; MYR 60,000 - 90,000; Full time

Benefits offered by this job

Flexible work arrangement

Corporate group insurance

EAP – free and confidential counseling

Comprehensive leave benefits

Job summary

Deutsche Bank, a leading German bank with a global footprint, is seeking an Analyst in Credit Risk Management in Kuala Lumpur. The role focuses on managing a diverse client portfolio and supporting regulatory and reporting duties across the credit risk domain.

You will engage in rating assignments, limit approvals, and real-time risk monitoring while collaborating with relationship teams to optimize strategies and ensure prudent capital usage.

Qualifications

• Post graduate level qualifications in business/finance with CA/CWA/MBA/FRM preferred.
• 1–2 years of credit risk management experience in wholesale banking desirable.
• Strong understanding of key products (financing, trade finance, FX/rates/commodities).

Responsibilities

• Approve Counterparty Credit Exposure limits for Transaction Banking and FX/Derivatives.
• Provide transaction level approvals for structured products.
• Write Credit Reports and assign internal Credit Ratings.
• Monitor portfolio/risk levels and adjust ratings/limits as needed.
• Support regulatory reporting for Credit Risk Management and Bank Negara Malaysia.
• Provide MIS on portfolio composition and account status.

Skills

Analytical skills

Communication skills

Risk judgment

AI productivity tools

Education

Post graduate qualifications in business/finance (CA/CWA/MBA/FRM)

Tools

AI tools

Job description

Deutsche Bank, a leading German bank with a global footprint, is seeking an Analyst in Credit Risk Management in Kuala Lumpur. The role focuses on managing a diverse client portfolio and supporting regulatory and reporting duties across the credit risk domain.

You will engage in rating assignments, limit approvals, and real-time risk monitoring while collaborating with relationship teams to optimize strategies and ensure prudent capital usage.