Senior Credit Policy & Portfolio Analytics Lead

Alliance Bank Malaysia Berhad

Kuala Lumpur

On-site

MYR 90,000 - 130,000

Full time

39 hours ago

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Job summary

Alliance Bank Malaysia Berhad in Kuala Lumpur is seeking a Credit Policy & Analytics professional to review and validate consumer credit policies in line with BNM guidelines. You will ensure policy rules are automated and deployed accurately within the credit systems.

You will oversee portfolio performance, enhance credit analytics, and collaborate with risk, business, operations, and compliance teams to balance growth with prudent risk management while maintaining portfolio quality and

Qualifications

5 years of related working experience in retail / business banking and analytics.
Experience with credit policy, risk appetite, and compliance.
Strong communication and stakeholder management.

Responsibilities

Review and validate new credit policy for consumer products per BNM guidelines.
Automate and deploy credit policy rules in systems timely and accurately.
Monitor portfolio performance and refine credit analytics strategy to ensure healthy portfolio within risk appetite.
Conduct portfolio analysis to identify risks and opportunities.
Ensure credit decisions are data-driven, compliant, and promote portfolio quality and profitability.
Collaborate with risk, business, operations, and compliance teams to optimize credit policy and monitor emerging risks.