Portfolio Risk & Analytics Analyst

OCBC Malaysia; Malaysia; On-site; MYR 90,000 - 130,000; Full time

Benefits offered by this job

Competitive base salary

Holistic benefits package

Professional development opportunities

Community initiatives

Job summary

OCBC Malaysia invites a data analytics professional to prepare and deliver portfolio risk reports for senior management, including risk committees. You will collaborate with Risk, Collections, and Business teams to identify stress segments and optimize risk-return strategies.

You will support data infrastructure, migrate data, and help develop risk scorecards, dashboards, and digitalization initiatives to strengthen efficiency and decision making.

Qualifications

• Minimum 2-5 years of relevant experience in the banking industry.
• Bachelor’s degree in business studies, Statistics, or a related discipline.
• Proficient in SAS, Python, and Hadoop.
• Strong data extraction, mining, and analytical capabilities.
• Excellent communication and interpersonal skills.
• Prior experience in consumer banking products, Credit Risk MIS, or business analytics is an added advantage.

Responsibilities

• Prepare and deliver portfolio risk reports for Senior Management, including Board Risk Committees, Credit Committees, Regulators, and Group Office.
• Escalate promptly to Senior Management on emerging asset quality issues or deviations from predefined risk thresholds, triggers, and budgets.
• Collaborate with Risk, Collections, and Business teams to identify stress segments and opportunities to optimize risk-return strategies.
• Monitor and track performance of new product rollouts and evaluate their effectiveness against business objectives.
• Support data infrastructure initiatives including data migration, validation, and development of data marts.
• Contribute to development, monitoring, and periodic review of Risk Scorecards for predictive accuracy.
• Participate in process improvements, system enhancements, and digitalization initiatives to strengthen operational efficiency.
• Explore and assess alternative data sources to enhance credit decision-making processes.
• Proactively recommend data analytics tools and infrastructure improvements in line with digital transformation goals.

Skills

SAS

Python

Hadoop

Data analytics

Education

Bachelor's degree in Business Studies

Statistics

Job description

OCBC Malaysia invites a data analytics professional to prepare and deliver portfolio risk reports for senior management, including risk committees. You will collaborate with Risk, Collections, and Business teams to identify stress segments and optimize risk-return strategies.

You will support data infrastructure, migrate data, and help develop risk scorecards, dashboards, and digitalization initiatives to strengthen efficiency and decision making.