Senior Credit Policy & Portfolio Analytics Lead

Alliance Bank

Kuala Lumpur

On-site

MYR 90,000 - 130,000

Full time

2 days ago

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Job summary

Alliance Bank is seeking a qualified professional to review and validate credit policies in line with BNM guidelines, and to automate these rules within our credit systems. You will monitor portfolio performance and refine analytics to balance growth with prudent risk management.

The role requires strong analytical skills in consumer banking, proficiency in SAS/SQL, and experience with multiple programming languages. Collaboration across risk, business, and compliance teams is essential.

Qualifications

Experience in consumer banking analytics.
Strong communication and interpersonal skills.
Proficiency in SAS and SQL.
Knowledge of programming languages (C++, C#, Java, Python, MATLAB, R, VBA) is advantageous.
Tertiary education in Statistics, CS/IT/Finance/Math or related discipline.

Responsibilities

Review and validate new credit policy for compliance with BNM guidelines.
Automate credit policy rules in systems and ensure timely deployment.
Monitor portfolio performance and improve credit analytics structure.
Conduct portfolio analyses to identify risks and opportunities.
Ensure data-driven, compliant credit decisions supporting portfolio quality.
Collaborate with risk, business, operations, and compliance teams to optimize policies.