Senior Payments Product Owner - Core Payments & TPV Growth

Quona Capital; Ecatepec de Morelos; On-site; MXN 900,000 - 1,500,000; Full time

Job summary

Quona Capital is seeking a Sr. Product Owner for Core Payments in Mexico to lead the end-to-end payment processing roadmap, covering Money In and Money Out, with a target of handling over 1 million monthly transactions and maintaining top-tier approval rates while ensuring PCI-DSS compliance.

You will own the Payments API, gateway, and network connections, design smart routing, and supervise reconciliation, certification cycles, and incident response with cross-functional teams.

Qualifications

• 4+ years in payments product management within Fintechs, acquirers, payment processors, or banks in MX.
• Bachelor's degree in Engineering, Business, Finance, or related fields.
• Deep understanding of MX payment processing: Chip, Contactless, QR, e-commerce; PCI-DSS and EMV L3.
• Experience with fraud prevention tools and risk scoring is a plus.
• Strong English proficiency and cross-functional collaboration skills.

Responsibilities

• Lead the Core Payments product lifecycle from ideation to launch with KPIs and documentation.
• Own the Payments API, gateway, switch, and network connections architecture for Card Present and Card Not Present flows.
• Define routing rules by payment method, BIN, and issuer to maintain high approval rates and optimize costs.
• Define business rules for clearing, settlement, disbursements, refunds, and holds; ensure end‑to‑end reconciliation.
• Coordinate PCI-DSS certification cycles with engineers, processors, and networks; ensure compliance.
• Partner with Tech for incident analysis, monitoring, and failover to minimize impact on merchant experience.
• Conduct UAT with Business and Tech teams to optimize payment flows.

Skills

Payments product mgmt

Cross-functional collaboration

Analytical thinking

English proficiency

Education

Bachelor's degree

Tools

SQL

New Relic

Job description

Quona Capital is seeking a Sr. Product Owner for Core Payments in Mexico to lead the end-to-end payment processing roadmap, covering Money In and Money Out, with a target of handling over 1 million monthly transactions and maintaining top-tier approval rates while ensuring PCI-DSS compliance.

You will own the Payments API, gateway, and network connections, design smart routing, and supervise reconciliation, certification cycles, and incident response with cross-functional teams.