Risk Analytics Lead: Credit Risk & MRM Architect

Clara; Ciudad de México; Híbrido; MXN 1.000.000 - 1.400.000; Jornada completa

Ventajas ofrecidas por este puesto de trabajo

ESOP

Annual learning budget

Hybrid work model

Descripción de la vacante

Clara is seeking a Risk Analytics Lead to own the analytical engine of our Risk function globally. This role covers building and maintaining risk models, owning Clara's Model Risk Management framework, and shaping the risk data infrastructure in collaboration with the Data team.

The ideal candidate combines deep technical risk modeling with governance, communicates clearly to leadership, and leads a lean analytics team as Clara scales across Latin America.

Formación

• 7+ years of experience in credit risk analytics with full model lifecycle ownership.
• Proficiency in Python or R and SQL.
• Experience with Model Risk Management framework (inventory, validation governance, risk appetite).
• Fluency in English and Spanish (Portuguese a plus).

Responsabilidades

• Design and maintain the full suite of risk models across the credit lifecycle (PD, LGD, EAD, ECL, scorecards).
• Own model backtesting, performance monitoring, and recalibration.
• Develop early warning indicators and concentration risk analytics.
• Translate model outputs into actionable credit strategy inputs for policy and portfolio teams.
• Define and enforce model governance, validation standards, approvals, and reviews.

Conocimientos

Python/R for modeling

SQL

Model Risk Management

Credit risk analytics

Stakeholder communication

English & Spanish

Educación

Quantitative degree (Statistics/Math/Actuarial/Engineering/Economics)

Herramientas

MLOps tooling

Model monitoring platforms

Feature stores

Descripción del empleo

Clara is seeking a Risk Analytics Lead to own the analytical engine of our Risk function globally. This role covers building and maintaining risk models, owning Clara's Model Risk Management framework, and shaping the risk data infrastructure in collaboration with the Data team.

The ideal candidate combines deep technical risk modeling with governance, communicates clearly to leadership, and leads a lean analytics team as Clara scales across Latin America.