Credit Risk Data Scientist - LATAM

Clara; Toluca; Híbrido; MXN 600.000 - 900.000; Jornada completa

Ventajas ofrecidas por este puesto de trabajo

Stock options

Learning budget

Hybrid work

Descripción de la vacante

Clara is seeking a Credit Risk Expert for Latin America to turn portfolio signals into strategic decisions. You will work with SQL and Python to analyze delinquency trends, model risk, and optimize exposure.

This is an individual contributor role focused on data-driven risk management across the region. Join a fast-growing fintech with a strong emphasis on innovation, hybrid work, and collaboration across Latin America.

Formación

• Academic background in Actuarial Science, Mathematics, Statistics, Computer Science, or related quantitative field.
• Hands-on experience in portfolio-level credit risk: PD, LGD, EAD, ECL, vintage analysis, roll rates.
• Proficient in SQL and Python (or R) daily.
• Experience designing credit line management strategies: CLI/CLD campaigns, limit reviews, exposure control.
• Strong data visualization skills.
• Experience in Latin American credit markets.
• English fluency.

Responsabilidades

• Write and maintain SQL and Python code to analyze portfolio behavior and risk metrics.
• Support development and validation of credit risk models (PD, LGD, EAD, ECL).
• Own Credit Risk MIS end-to-end: build, maintain, improve.
• Design and execute credit line management strategies from data to recommendations.
• Develop credit strategies feeding automated lending decisions.
• Explore AI tools and workflow automation to improve risk processes.

Conocimientos

SQL

Python

Credit risk modeling

Portfolio analysis

English fluency

Educación

Quantitative field degree

Herramientas

R

Tableau/Power BI

Descripción del empleo

Clara is seeking a Credit Risk Expert for Latin America to turn portfolio signals into strategic decisions. You will work with SQL and Python to analyze delinquency trends, model risk, and optimize exposure.

This is an individual contributor role focused on data-driven risk management across the region. Join a fast-growing fintech with a strong emphasis on innovation, hybrid work, and collaboration across Latin America.