Credit & Collections Analyst: Risk & Recovery

HP; Tlaquepaque; Hybride; MXN 360 000 - 480 000; Plein temps

Résumé du poste

HP in Mexico is seeking a Credit and Collection Analyst to evaluate customer credit limits and risk ratings based on credit scores, while addressing high-risk accounts and delinquencies. The role involves maintaining an Access database, reviewing daily audit reports, and negotiating initial payments with customers and sales staff.

The ideal candidate has a four-year degree in business or finance and 2–4 years of experience in collections or credit, plus strong data analysis and communication

Qualifications

• Four-year or graduate degree in business, economics, finance or related discipline, or commensurate work experience.
• Typically 2–4 years of work experience in collection, credit, banking, or related field.

Responsabilités

• Evaluates and provides recommendations on customer credit limits and risk rating based on credit scores.
• Analyzes high-risk customers and devises account strategies to proactively prevent delinquencies.
• Creates and maintains an access database on deficiency accounts and collection activities.
• Reviews internal audit reports daily to ensure payments are allocated correctly and conducts research to identify and resolve any discrepancies.
• Negotiates on initial payments with customers and organization’s sales personnel, facilitating purchases beyond credit limits.
• Supports the dispute resolution procedures with internal counterparts, ensuring thorough issue tracking and resolution.
• Ensures payments are collected in a timely manner and resolves issues and disputes that prevent customer payment.
• Develops conclusions, recommendations, and written reports, contributing through research and data analysis.
• Works independently on moderate scope problems, following company policies and procedures.

Connaissances

Credit Analysis

Data Analysis

Risk Management

SQL

Communication

Auditing

Finance

Underwriting

Due Diligence

Formation

Bachelor's degree in Business/ Economics/ Finance

Graduate degree or CPA/ CFA (advantage)

Outils

MS Access

Description du poste

HP in Mexico is seeking a Credit and Collection Analyst to evaluate customer credit limits and risk ratings based on credit scores, while addressing high-risk accounts and delinquencies. The role involves maintaining an Access database, reviewing daily audit reports, and negotiating initial payments with customers and sales staff.

The ideal candidate has a four-year degree in business or finance and 2–4 years of experience in collections or credit, plus strong data analysis and communication