Credit Analytics Associate, FI (Bilingual)

Moody's Corporation; Ciudad de México; Sur place; MXN 700 000 - 900 000; Plein temps

Avantages offerts par ce poste

Moody's Local Mexico team

Résumé du poste

Moody's Local Mexico seeks a Ratings Associate to support credit analysis and ongoing monitoring of a diversified financial institutions portfolio. You will work with Lead Analysts to build models, assess risk, and prepare materials for rating discussions.

Responsibilities include analyzing statements, market developments, and regulatory information, while applying Moody's methodologies to deliver clear credit assessments and actionable insights.

Qualifications

• Undergraduate degree in finance, economics, accounting, business administration, or another relevant analytical discipline.
• Relevant experience in credit analysis, financial analysis, banking, insurance, investments, risk management, audit, consulting, accounting, or a related field is preferred. Previous specialization in a Financial Institutions Group subsector is not required

Responsabilités

• Perform credit analysis and ongoing monitoring of an assigned portfolio under the guidance of Lead Analysts
• Analyze financial statements, regulatory information, business models, competitive positioning, risk profiles, and relevant market developments
• Evaluate credit considerations such as asset quality, capitalization, profitability, funding, liquidity, risk management, and operating environment, as applicable
• Build and maintain financial models, analytical scorecards, forecasts, peer comparisons, charts, and presentation materials
• Identify emerging risks, credit trends, information gaps, and developments that could affect an entity's credit profile or rating
• Apply Moody's Local methodologies, analytical frameworks, and documentation standards
• Prepare rating committee materials and clearly articulate key credit strengths, risks, assumptions, and rating considerations
• Present assigned analysis and contribute constructively to rating committee discussions
• Support the documentation and completion of rating actions in accordance with applicable processes, controls, and regulatory requirements
• Draft credit opinions, press releases, rating-action announcements, issuer comments, and sector research in collaboration with Lead Analysts
• Monitor financial, regulatory, economic, and industry developments and contribute ideas for relevant credit research
• Participate in meetings with rated entities and assist in preparing analytical agendas, discussion points, and follow-up questions
• Participate, as appropriate, in investor briefings, industry events, and other analytical market-engagement activities

Connaissances

Strong analytical skills

Financial statement interpretation

Credit-analysis concepts

Financial institutions interest

Excel/Word/PowerPoint

Bilingual Spanish/English

Attention to detail

Independent judgment

Collaboration

AI-enabled productivity tools (pref.)

CFA/FRM (beneficial)

AI concepts curiosity

Formation

Undergraduate degree in finance/economics/accounting/business administration

Relevant credit/financial analysis experience preferred

Description du poste

Moody's Local Mexico seeks a Ratings Associate to support credit analysis and ongoing monitoring of a diversified financial institutions portfolio. You will work with Lead Analysts to build models, assess risk, and prepare materials for rating discussions.

Responsibilities include analyzing statements, market developments, and regulatory information, while applying Moody's methodologies to deliver clear credit assessments and actionable insights.