Credit Analytics Associate, Financial Institutions

Moody's; Ciudad de México; On-site; MXN 700,000 - 900,000; Full time

Job summary

Moody's Local Mexico is seeking a Ratings Associate to support credit analysis and ongoing monitoring of a diversified financial institutions portfolio. You will work with Lead Analysts to analyze financial statements, regulatory data, business models, and market trends, building models and scorecards to inform ratings decisions.

You will apply Moody's methodologies, prepare materials for rating discussions, and help draft opinions and sector research while staying alert to emerging risks and

Qualifications

• Strong analytical and financial skills; interpret financial statements and information
• Understanding of fundamental credit-analysis concepts; interest in financial institutions and capital markets
• Identify material credit trends and develop clear, evidence-based conclusions
• Proficiency in Excel, Word, and PowerPoint; create financial analyses, forecasts, charts, presentations
• Strong written and verbal communication in Spanish and English; explain complex analytical matters clearly
• Attention to detail; manage multiple assignments and deadlines
• Collaborative approach; integrity and confidentiality in analyses
• Experience with financial modeling, data analytics, visualization, automation, or AI-enabled tools preferred
• Progress toward CFA or FRM beneficial
• Basic understanding of AI concepts; curiosity for learning AI applications and responsible practices

Responsibilities

• Perform credit analysis and ongoing monitoring of an assigned portfolio under the guidance of Lead Analysts
• Analyze financial statements, regulatory information, business models, and market developments
• Evaluate credit considerations such as asset quality, capitalization, profitability, funding, liquidity, risk management, and operating environment
• Build and maintain financial models, analytical scorecards, forecasts, peer comparisons, charts, and presentation materials
• Identify emerging risks, credit trends, information gaps, and developments affecting credit profile or rating
• Apply Moody's Local methodologies and documentation standards
• Prepare rating committee materials and articulate key credit strengths, risks, and assumptions
• Present analysis and contribute to rating committee discussions
• Support documentation and completion of rating actions per processes and controls
• Draft credit opinions, press releases, and sector research in collaboration with Lead Analysts
• Monitor developments and contribute ideas for credit research
• Participate in meetings with rated entities and in investor market-engagement activities

Skills

Analytical skills

Credit analysis concepts

Identify credit trends

Bilingual Spanish/English

Attention to detail

Curiosity and judgment

Collaboration

AI-enabled tools familiarity

Financial modeling

Data analytics

Visualization

Automation

AI concepts basics

CFA/FRM progress

Education

Undergraduate degree in finance, economics, accounting, business administration

Relevant experience in credit analysis, financial analysis, banking, insurance, investments, risk management, audit, consulting, accounting

Tools

Excel

Word

PowerPoint

Job description

Moody's Local Mexico is seeking a Ratings Associate to support credit analysis and ongoing monitoring of a diversified financial institutions portfolio. You will work with Lead Analysts to analyze financial statements, regulatory data, business models, and market trends, building models and scorecards to inform ratings decisions.

You will apply Moody's methodologies, prepare materials for rating discussions, and help draft opinions and sector research while staying alert to emerging risks and