Lead Associate Director, LATAM Consumer & Retail Credit

Fitch Ratings, Inc.; Veracruz; Hybrid; MXN 1,662,000 - 2,400,000; Full time

Benefits offered by this job

Hybrid work model

Training & mentorship

Tuition reimbursement

Healthcare

Parental leave

Volunteer days

Job summary

Fitch Ratings, Inc. is seeking an Associate Director to cover the LATAM Consumer & Retail sector from our Mexico City office.

The role focuses on credit analysis, financial modeling, and presenting insights to rating committees, with responsibilities across meetings with industry management and external audiences. Ideal candidates have 5+ years in credit analysis, strong English and Spanish skills, and a track record in capital markets.

Qualifications

• Bachelor's degree minimum; MBA or advanced degree a plus.
• 5+ years of relevant experience in credit analysis or related areas.
• Strong analytical, quantitative, and organizational skills.
• Advanced English proficiency (verbal and written).
• Native Spanish proficiency (verbal and written).
• Excellent written and verbal communication skills.
• Excel and Word proficiency.
• CFA candidate preferred; CFA/CPA a plus.

Responsibilities

• Perform analysis of key quantitative and qualitative factors influencing credit quality.
• Develop and maintain comprehensive financial models.
• Present analysis to internal credit rating committees.
• Meet with LATAM Consumer & Retail industry management teams.
• Communicate rating rationale to external audiences (investors, analysts, media).
• Write timely and effective research on topical issues.
• Participate in evaluating other credits within the team.
• Represent Fitch in industry conferences and meetings.
• Mentor junior members of the LATAM Consumer & Retail team.
• Engage with executive-level management to deepen understanding of business and industry.

Skills

Strong analytics

Advanced English

Native Spanish

Written and verbal communication

Team-oriented

Excel proficiency

Word proficiency

Ability to manage multiple projects

Credit analysis mindset

Education

Bachelor's degree

MBA or advanced degree a plus

Tools

Excel

Word

Job description

Fitch Ratings, Inc. is seeking an Associate Director to cover the LATAM Consumer & Retail sector from our Mexico City office.

The role focuses on credit analysis, financial modeling, and presenting insights to rating committees, with responsibilities across meetings with industry management and external audiences. Ideal candidates have 5+ years in credit analysis, strong English and Spanish skills, and a track record in capital markets.