Ratings Analyst, Financial Institutions (AI Tools)

PassFort; Ciudad de México; Presencial; MXN 480.000 - 700.000; Jornada completa

Descripción de la vacante

Moody's Local Mexico in Mexico City is seeking a Ratings Associate to support credit analysis and ongoing monitoring of a diversified financial institutions portfolio. You will work with Lead Analysts to build financial models, analyze regulatory information, and craft rating recommendations with clear, evidence-based conclusions.

This role requires strong Excel skills, fluency in Spanish and English, and the ability to communicate complex analyses concisely to stakeholders.

Formación

• Strong analytical and financial skills, including interpretation of financial statements and both quantitative and qualitative information.
• Understanding of fundamental credit-analysis concepts and interest in financial institutions and capital markets.
• Ability to identify material credit trends and develop evidence-based conclusions.
• Proficiency in Microsoft Excel, Word, and PowerPoint, including financial analyses, forecasts, charts and presentations.

Responsabilidades

• Perform credit analysis and ongoing monitoring of an assigned portfolio under the guidance of Lead Analysts.
• Analyze financial statements, regulatory information, business models, competitive positioning, risk profiles, and relevant market developments.
• Evaluate credit considerations such as asset quality, capitalization, profitability, funding, liquidity, risk management, and operating environment where applicable.
• Build and maintain financial models, analytical scorecards, forecasts, peer comparisons, charts, and presentation materials.
• Identify emerging risks, credit trends, information gaps, and developments that could affect an entity's credit profile or rating.
• Apply Moody's Local methodologies, analytical frameworks, and documentation standards.
• Prepare rating committee materials and clearly articulate key credit strengths, risks, assumptions, and rating considerations.
• Present assigned analysis and contribute constructively to rating committee discussions.
• Support the documentation and completion of rating actions in accordance with applicable processes, controls, and regulatory requirements.
• Draft credit opinions, press releases, rating-action announcements, issuer comments, and sector research in collaboration with Lead Analysts.
• Monitor financial, regulatory, economic, and industry developments and contribute ideas for relevant credit research.
• Participate in meetings with rated entities and assist in preparing analytical agendas and follow-up questions.
• Participate in investor briefings, industry events, and other analytical market-engagement activities

Educación

Undergrad finance/economics

Experience in credit/financial analysis

Descripción del empleo

Moody's Local Mexico in Mexico City is seeking a Ratings Associate to support credit analysis and ongoing monitoring of a diversified financial institutions portfolio. You will work with Lead Analysts to build financial models, analyze regulatory information, and craft rating recommendations with clear, evidence-based conclusions.

This role requires strong Excel skills, fluency in Spanish and English, and the ability to communicate complex analyses concisely to stakeholders.