JUNIOR PERSONAL ACCIDENT UNDERWRITER

Allianz Italia; Milano; In loco; EUR 34.000 - 36.000; Tempo pieno

Descrizione del lavoro

Allianz Italia in Milan seeks a professional to develop and execute the Personal Accident risk strategy for the Italian market, reporting to the Casualty Team. You will work with the Group and support local plans to achieve Mid Corporate targets, and act as contact for agents and brokers.

You will steer the local portfolio with the Head of Personal Accident, liaise with functions to review underwriting performance, collaborate with Sales and Claims to drive cross‑selling, ensure underwriting

Competenze

• Master's degree in Economics.
• 1–2 years of proven experience in underwriting profitable Personal Accident business for Corporate Clients.
• Expertise in risk assessment and a firm understanding of policy administration life cycle.
• Sound knowledge of pricing, together with strong market analysis skills.
• Ideally experience in designing, developing, and implementing consistent and robust wordings.
• Ideally experience in driving underwriting projects.
• Entrepreneurial mindset and strong communication.
• Ability to work in an international organization.
• Fluent in Italian and English.
• Data analytics experience with Office 365 and collaboration tools.

Mansioni

• Steer and control the portfolio at local level in conjunction with the Head of Personal Accident to drive the achievement of financial targets.
• Proactively liaise with functional areas to review performance of end-to-end underwriting life cycle.
• Work closely with Sales departments, Claims and other product lines to achieve key marketing strategies, including cross-selling.
• Ensure underwriting consistency and underwriting discipline and adherence to all corporate guidelines and authority levels, including Rules and Principles, Underwriting Authorities, corporate governance rules and local regulatory framework.
• Proactively support the development and implementation of new and/or modified products.
• Support the acquisition of new business and retention of existing business (including agent and broker negotiations).
• Communicate local business strategy externally.

Conoscenze

Strong communication skills

Fluent in Italian and English

Data Analytics

Office 365

International mindset

Entrepreneurial mindset

Risk assessment

Pricing knowledge

Underwriting

Formazione

Master's degree in Economics

Strumenti

Office 365

Descrizione del lavoro

Job Purpose/Role

Based in Milan and reporting to the Casualty Team, you will be in charge of developing and executing the strategy for the Personal Accident risks into the Italian market. With strong ties to the Group, you will also support the local strategy to ensure the successful achievement of the Allianz Mid Corporate targets. You will be also a contact person for agents and/or brokers working with the Personal Accident Team.

Job Purpose/Role

Based in Milan and reporting to the Casualty Team, you will be in charge of developing and executing the strategy for the Personal Accident risks into the Italian market. With strong ties to the Group, you will also support the local strategy to ensure the successful achievement of the Allianz Mid Corporate targets. You will be also a contact person for agents and/or brokers working with the Personal Accident Team.

Key Responsibilities

• Steer and control the portfolio at local level in conjunction with the Head of Personal Accident to drive the achievement of financial targets.


• Proactively liaise with functional areas to review performance of end-to-end underwriting life cycle.


• Work closely with Sales departments, Claims and other product lines to achieve key marketing strategies, including cross‑selling.


• Ensure underwriting consistency and underwriting discipline and adherence to all corporate guidelines and authority levels, including Rules and Principles, Underwriting Authorities, corporate governance rules and local regulatory framework.


• Proactively support the development and implementation of new and/or modified products


• Support the acquisition of new business and retention of existing business (including agent and broker negotiations)


• Communicate local business strategy externally

Key Requirements/Skills/Experience

• Master's degree in Economics


• 1/2 years of proven experience in underwriting profitable Personal Accident business for Corporate Clients


• Expertise in risk assessment and a firm understanding of policy administration life cycle


• Sound knowledge of pricing, together with strong market analysis skills


• Ideally experience in designing, developing, and implementing consistent and robust wordings


• Ideally experience in driving underwriting projects


• Entrepreneurial mindset


• Strong communication skills


• Able to work in an international organization


• Fluent in Italian and English (both written and spoken)


• Data Analytics


• Very good knowledge in Office 365 and other collaborative tools

Pursuant to Article 5(1) of Legislative Decree No. 96 of 7 May 2026, as amended and supplemented from time to time, the gross annual remuneration applicable to the position offered is € 34.435,23 gross.

Employment will be subject to the terms and conditions set forth in the National Collective Labor Agreement for Insurance Companies and the applicable Company Agreement.

105656 | Underwriting | Entry Level | Non-Executive | Allianz Italy | Full-Time | Permanent

Allianz Group is one of the most trusted insurance and asset management companies in the world. Caring for our employees, their ambitions, dreams and challenges, is what makes us a unique employer. Together we can build an environment where everyone feels empowered and has the confidence to explore, to grow and to shape a better future for our customers and the world around us.

At Allianz, we stand for unity: we believe that a united world is a more prosperous world, and we are dedicated to consistently advocating for equal opportunities for all. And the foundation for this is our inclusive workplace, where people and performance both matter, and nurtures a culture grounded in integrity, fairness, inclusion and trust.

We therefore welcome applications regardless of ethnicity or cultural background, age, gender, nationality, religion, social class, disability or sexual orientation, or any other characteristics protected under applicable local laws and regulations.

Join us. Let's care for tomorrow.

Both genders may apply in accordance with the L. 903/77 (s.m.i).