Used Car Loans

Mahindra Finance; Bengaluru; Sur place; INR 450 000 - 650 000; Plein temps

Résumé du poste

Mahindra Finance in Bengaluru is seeking a field-oriented Sales & Business Development professional to source customers for new and pre-owned car loans, build dealer networks, and achieve monthly targets. You will conduct field visits, explain loan terms, assist with applications, and ensure end-to-end processing from KYC collection to disbursal.

You will coordinate with credit and operations teams, maintain CRM updates, and handle post-disbursement support, including repayments and overdue

Qualifications

• Strong communication and customer-handling skills.
• Negotiation and relationship-building abilities.
• Basic knowledge of loan products and finance industry.
• Ability to work independently and meet targets.
• Two-wheeler and valid driving license preferred.

Responsabilités

• Source customers for New Car loans & Pre Owned Car Loans.
• Build and maintain strong relations with dealers, DSA, Brokers, and local influencers.
• Achieve monthly sales targets for loan disbursement.
• Conduct field visits to identify new business opportunities.
• Explain loan terms, interest rates, EMI plans, and documentation requirements.
• Assist customers in application filling and ensure end-to-end support.
• Collect and verify customer KYC, income proof, bank statements, and other required documents.
• Coordinate with credit and operations teams for file processing.
• Submit cases for credit approval and follow up until disbursal.
• Update tracking sheets or CRM systems with real-time loan status.
• Coordinate with customers for repayment-related queries and post-disbursement support.

Connaissances

Strong communication and customer-hand

Negotiation and relationship-building

Knowledge of loan products and finance

Independent work and targets

Two-wheeler and driving license

Description du poste

Key Responsibilities

A. Sales & Business Development

• Source customers for New Car loans & Pre Owned Car Loans.
• Build and maintain strong relations with dealers, DSA, Brokers, and local influencers.
• Achieve monthly sales targets for loan disbursement.
• Conduct field visits to identify new business opportunities.

B. Customer Handling

• Understand customer needs and recommend suitable loan products.
• Explain loan terms, interest rates, EMI plans, and documentation requirements.
• Assist customers in application filling and ensure end-to-end support.

C. Documentation & Verification

• Collect and verify customer KYC, income proof, bank statements, and other required documents.
• Ensure accuracy and compliance as per company policies.
• Coordinate with credit and operations teams for file processing.

D. Loan Processing

• Submit cases for credit approval and follow up until disbursal.
• Update tracking sheets or CRM systems with real-time loan status.
• Resolve discrepancies and support verification officers during field investigations.

E. Post-Disbursement Support

• Ensure onboarding and welcome call completion.
• Coordinate with customers for repayment-related queries.
• Assist in overdue follow-ups when required.

3. Required Skills & Competencies

• Strong communication and customer-handling skills.
• Good negotiation and relationshipbuilding abilities.
• Basic knowledge of loan products and finance industry.
• Ability to work independently and meet targets.
• Two-wheeler and valid driving license preferred.