Senior Product Manager-Current Account

Bean Hr Consulting; Gurugram District; Sur place; INR 1 500 000 - 2 500 000; Plein temps

Résumé du poste

Bean Hr Consulting is seeking a highly motivated Product Manager to drive the Current Account portfolio—defining strategy, improving journeys, launching features, and boosting adoption across the lifecycle.

You will own the product roadmap, design onboarding and retention journeys, collaborate with technology, operations, compliance, analytics, and ensure RBI, KYC/AML compliance while delivering customer-centric experiences and measurable growth.

Qualifications

• Bachelor's degree; MBA (Marketing, Finance, or related field preferred).
• 5+ years of relevant experience in Product Management, Banking, Financial Services, or Fintech.

Responsabilités

• Own and drive the Current Account product strategy, roadmap, and portfolio growth.
• Design and optimize customer acquisition, onboarding, servicing, engagement, and retention journeys.
• Identify and launch new product features, propositions, and value-added services to improve customer experience and product adoption.
• Collaborate with technology, operations, compliance, analytics, and cross-functional teams to deliver seamless customer experiences.
• Define business requirements, prepare PRDs/BRDs, and manage end-to-end product development and implementation.
• Ensure compliance with RBI regulations, KYC/AML requirements, and internal governance standards.
• Monitor portfolio performance, customer behaviour, product adoption, and key business metrics to drive continuous enhancement.
• Lead UAT, issue resolution, and go-live readiness for new product launches and enhancements.
• Leverage customer insights and market trends to identify opportunities for innovation and growth.

Connaissances

Current account products

Liabilities portfolio

Portfolio management

Digital banking

Banking product mgmt

RBI regulations

KYC/AML

Lifecycle management

Portfolio growth

Product performance

Data analysis

Excel

SQL

APIs

Digital product development

Stakeholder management

Communication

Problem-solving

Formation

Bachelor's degree

MBA (Marketing/Finance)

Description du poste

ONLY FOR CANDIDATES WORKING WITH INDIAN BANKS

We are seeking a highly motivated Product Manager to drive the growth and evolution of Current Account portfolio. The role will be responsible for defining product strategy, improving customer journeys, launching new features, and enhancing customer adoption and engagement across the Current Account lifecycle.

Key Responsibilities

• Own and drive the Current Account product strategy, roadmap, and portfolio growth.
• Design and optimize customer acquisition, onboarding, servicing, engagement, and retention journeys.
• Identify and launch new product features, propositions, and value-added services to improve customer experience and product adoption.
• Collaborate with technology, operations, compliance, analytics, and cross-functional teams to deliver seamless customer experiences.
• Define business requirements, prepare PRDs/BRDs, and manage end-to-end product development and implementation.
• Ensure compliance with RBI regulations, KYC/AML requirements, and internal governance standards.
• Monitor portfolio performance, customer behaviour, product adoption, and key business metrics to drive continuous enhancement.
• Lead UAT, issue resolution, and go-live readiness for new product launches and enhancements.
• Leverage customer insights and market trends to identify opportunities for innovation and growth.

Desired Skills & Experience

• Strong understanding of Current Account products, liabilities business, portfolio management, and digital banking.
• Experience in product management within banking, fintech, or financial services.
• Knowledge of RBI regulations, KYC/AML processes, and digital onboarding frameworks.
• Experience with customer lifecycle management, portfolio growth, and product performance management.
• Familiarity with data analysis, Excel, SQL, APIs, and digital product development.
• Excellent stakeholder management, communication, and problem-solving skills.

Qualifications

• Bachelor's degree; MBA (Marketing, Finance, or related field preferred).
• 5+ years of relevant experience in Product Management, Banking, Financial Services, or Fintech.