Business Manager - Current Account

Vrinda Global; Mumbai; On-site; INR 900,000 - 1,300,000; Full time

Job summary

Vrinda Global in Mumbai is seeking a Business Manager Current Account to develop and manage current account relationships with business customers and SMEs. The role requires upselling transaction banking solutions and coordinating with branches for onboarding, documentation, and compliance.

You will monitor account activity, drive deposits growth, and contribute to risk management and customer retention strategies. This is a full-time, on-site role based in Mumbai.

Qualifications

• Knowledge of current account products and transaction banking.
• Experience in sales and relationship management.
• Excellent communication, negotiation, and interpersonal skills.
• Analytical and problem-solving abilities.
• Comfort with digital banking platforms and data reporting.
• Understanding of RBI regulations and KYC norms.

Responsibilities

• Acquire and manage current account relationships with business customers and SMEs.
• Engage with branches and employees, guide on products and services.
• Monitor account activity and maintain high service standards.
• Coordinate onboarding and documentation, ensure compliance.
• Achieve sales targets and prepare periodic business reports.
• Support marketing initiatives and contribute to risk management.
• Maintain customer retention strategies.

Skills

Current accounts

Transaction banking

Business banking

Sales experience

Relationship mgmt

Communication skills

Negotiation

Interpersonal skills

Analytical thinking

Problem solving

Digital platforms

MS Office

Data reporting

RBI regulations

Education

Bachelor's degree in finance

Bachelor's degree in commerce

Bachelor's degree in business administration

Postgraduate in management

Postgraduate in banking

Tools

CRM software

MS Excel

Data analytics tools

Job description

The Business Manager Current Account role is a full-time, on-site position based in Mumbai.

The role involves acquiring and managing current account relationships, focusing on business customers and SMEs to drive current account deposit growth .

The Business Manager will regularly be in touch with branches and employees, understand their banking needs, and guide on suitable products and services, including transaction banking solutions and digital platforms.

Key tasks include monitoring account activity, ensuring high service standards, coordinating with internal teams for smooth onboarding and documentation, and maintaining compliance with bank policies and regulatory requirements.

The role also involves achieving sales targets, preparing periodic business reports, supporting marketing initiatives, and contributing to risk management and customer retention strategies.

Qualifications

Strong knowledge of current account products, transaction banking, and business banking operations.

Experience in sales and relationship management.

Excellent communication, negotiation, and interpersonal skills for engaging with business clients.

Analytical and problem-solving abilities to assess customer needs, review account activity, and manage risk.

Comfort with digital banking platforms, MS Office tools, and data reporting for business tracking.

Bachelor’s degree in finance, commerce, business administration, or a related field; postgraduate qualifications in management or banking are an advantage.

Understanding of RBI regulations, KYC norms, and internal compliance processes relevant to current accounts.

Ability to work in a target-driven environment, manage multiple client relationships, and collaborate with cross-functional.