Senior Lead Acceptance

NPCI International; Mumbai; On-site; INR 2,500,000 - 5,000,000; Full time

Benefits offered by this job

Medical insurance

Life insurance

Employee Assistance Program

Parental Leave

Mobility Benefits

Home Loan Support

Mobile reimbursement

Car lease

Job summary

National Payments Corporation of India (NPCI) is seeking a The RuPay Product Senior Lead / Dy. Incharge – Core to architect and evolve the core RuPay payment platform capabilities.

You will own tokenization initiatives, drive product strategy across ecosystems, and collaborate with banks, networks, OEMs, fintechs to enable secure customer journeys. The role demands strong PM experience in digital payments, API-driven product design, and stakeholder management, with an emphasis on compliance and

Qualifications

• PM experience in Digital Payments, Banking, Fintech, or Financial Services.
• Deep understanding of UPI, payment systems, APIs.
• Experience managing large-scale products from conception to launch.
• Strong analytical and stakeholder management skills.
• Exposure to AI, GenAI, Machine Learning, data analytics and platform products is desirable.
• Excellent communication and executive presentation skills.

Responsibilities

• Lead end-to-end product ownership of RuPay Device/Card Tokenization solutions.
• Drive strategy, development, and lifecycle management of tokenization products across ecosystems (NFC, HCE, OEM Pay, etc.).
• Design and oversee payment flows, ensuring secure customer journeys across channels.
• Work closely with technology teams to define and validate product APIs, integration flows, and architecture.
• Collaborate with internal and external stakeholders (banks, networks, OEMs, fintechs) for product adoption and ecosystem expansion.
• Ensure compliance with network rules, security standards, and regulatory guidelines.
• Monitor product performance, usage metrics, and continuously improve customer experience and transaction success rates.

Skills

Product management

Digital payments

API design

Stakeholder management

Payment ecosystems

Analytical thinking

Executive communication

Job description

National Payments Corporation of India (NPCI) | Full Time

The National Payments Corporation of India (NPCI) is a pivotal institution in India's digital payments ecosystem, established by the Reserve Bank of India (RBI) and the Indian Banks’ Association (IBA). It operates under the Payment and Settlement Systems Act, 2007, and is incorporated as a “Not for Profit” company under Section 25 of the Companies Act 1956 (now Section 8 of the Companies Act 2013). NPCI is dedicated to building world-class digital payment infrastructure through innovative and efficient retail payment platforms. As an Equal Opportunity Employer, NPCI is committed to fostering an inclusive workplace culture, with zero tolerance for discrimination based on race, ethnicity, disability, gender identity, or sexual orientation, including support for the LGBTQ+ community.

Our Culture

TheNPCIWAY –OurGuidingPrinciples

At NPCI, we foster a culture of Inclusion, Innovation, and a High- Performance Workplace .

The NPCIWAY isnotjustaframework - it’sasharedcommitmentbyevery individual to align with our evolving business needs, dynamic market conditions, and workforce expectations.

FiveTenetsoftheNPCIWAY

• ForwardThinkingMind-Set
• CustomerFirst
• LeadWith Purpose
• PassiontoDeliver
• AllSucceedTogether

Employee Perks and Benefits

Insurance&Wellness:

• ComprehensiveCoverage :Medical,accidental,andlifeinsurance.
• Employee Assistance Program : Onsite medical center, financial/legal counselling, mental wellness.
• AnnualWellnessBouquet :Holisticwellbeingsupport

Family &Childcare:

• ParentalLeave :Inclusivematernityandpaternityleave.
• Nanny at home Support: Assistance for Working Parents

Mobility&Lifestyle:

• MobilityBenefits :Relocation,transfers,andtravelsupport.
• HomeLoanInterestSupport :Upto50%reimbursement*
• MobileReimbursement :Newhandsetevery2years.
• CarLease,SalaryAdvance,SubsidizedMeals.
• Reward&RecognitionProgram.
• TechnologyInnovation: PatentsandIPRightspolicy.

RetirementPlanning:

• ProvidentFund(PF) and Gratuity Contributions .

Why Join Us

At NPCI, you’ll be part of a purpose-driven organization shaping the future of digital payments in India and beyond. NPCI offers a unique opportunity to work on cutting-edge projects that directly impact millions. We foster a culture of innovation, inclusion, and high performance, where every individual is empowered to lead with purpose and deliver with passion. With a strong focus on employee wellbeing, continuous learning, and collaborative success, NPCI is more than just a workplace - it’s a platform to grow, contribute, and make a meaningful difference.

TheRuPay Product Senior Lead / Dy. Incharge – Core is responsible for building,enhancing, and evolving the core product capabilities of the RuPay cardnetwork. The role focuses on architecting large‑scale payment platforms,strengthening the scheme’s core infrastructure, driving innovation aligned withglobal card payment ecosystems, and ensuring best‑in‑class product design.

Key Responsibilities

• Lead the end-to-end product ownership ofRuPay Device/Card Tokenization solutions.
• Drive strategy, development, and lifecyclemanagement of tokenization products across ecosystems (NFC, HCE, OEM Pay,etc.).
• Design and oversee payment flows, ensuringseamless and secure customer journeys across channels.
• Work closely with technology teams todefine and validate product APIs, integration flows, and architecture.
• Collaborate with internal and externalstakeholders (banks, networks, OEMs, fintechs) for product adoption andecosystem expansion.
• Ensure compliance with network rules,security standards, and regulatory guidelines.
• Monitor product performance, usagemetrics, and continuously improve customer experience and transactionuccess rates.

• Strongunderstanding of device & card tokenization.
• Deepknowledge of payment ecosystems, transaction flows (Card Present & Card NotPresent).
• Expertisein API-based product design and integration flows.
• Familiaritywith digital payments, NFC, mobile wallets, and token requestor ecosystems.

Requirements

• StrongProduct Management experience in Digital Payments, Banking, Fintech, orFinancial Services.
• Deepunderstanding of UPI, payment systems, APIs, and digital paymentecosystems.
• Experiencemanaging large-scale products from conception to launch and optimization.
• Stronganalytical, problem-solving, and stakeholder management skills.
• Exposureto AI, GenAI, Machine Learning, data analytics, and platform products ishighly desirable.
• Excellentcommunication and executive presentation skills.