Senior Associate IMPS, AEPS and NETC Design and Development

NPCI

Chennai District

On-site

INR 2,500,000 - 4,000,000

Full time

14 days+

Application generator

Turn this role into an interview — a resume and cover letter built around what this employer wants.

Get past ATS filters

Job summary

National Payments Corporation of India (NPCI) seeks a Senior Associate– Payment Systems to design, deliver, and evolve IMPS/AEPS/NETC/CTS platforms. You will build real-time, high-volume payment APIs and services with a focus on availability, security, and resilience, while embracing AI-assisted engineering practices.

You will lead cross-functional teams, mentor engineers, and drive end-to-end delivery in a fast-paced environment across Mumbai/Chennai/Hyderabad.

Qualifications

Strong background in real-time, mission-critical applications.
Experience managing high-transaction-volume systems.
Ability to balance AI-driven productivity with engineering rigor.

Responsibilities

Lead end-to-end delivery of IMPS/AEPS/NETC/CTS platforms.
Drive system improvements in performance, scalability, and resilience.
Ensure regulatory compliance and secure system design.
Own API lifecycle management and service governance.
Mentor engineers and promote engineering best practices & automation.
Build and operate high-availability, fault-tolerant distributed systems.

Skills

Java

Spring Boot

Microservices

Distributed Systems

Apache Kafka

AI-assisted development

Docker

Kubernetes

CI/CD

API gateways

Performance tuning

Tools

Apache Kafka

Docker

Kubernetes

Jenkins

GitLab

Kong

NGINX

Copilots/AI assistants

Job description

National Payments Corporation of India (NPCI) | Full Time

Senior Associate IMPS, AEPS and NETC Design and Development

The National Payments Corporation of India (NPCI) is a pivotal institution in India's digital payments ecosystem, established by the Reserve Bank of India (RBI) and the Indian Banks’ Association (IBA). It operates under the Payment and Settlement Systems Act, 2007, and is incorporated as a “Not for Profit” company under Section 25 of the Companies Act 1956 (now Section 8 of the Companies Act 2013). NPCI is dedicated to building world-class digital payment infrastructure through innovative and efficient retail payment platforms. As an Equal Opportunity Employer, NPCI is committed to fostering an inclusive workplace culture, with zero tolerance for discrimination based on race, ethnicity, disability, gender identity, or sexual orientation, including support for the LGBTQ+ community.

To learn more about our company please click on link AboutNPCI

Our Culture

TheNPCIWAY –OurGuidingPrinciples

At NPCI, we foster a culture of Inclusion, Innovation, and a High-Performance Workplace .

The NPCIWAY isnotjustaframework - it’sasharedcommitmentbyevery individual to align with our evolving business needs, dynamic market conditions, and workforce expectations.

FiveTenetsoftheNPCIWAY

ForwardThinkingMind-Set
CustomerFirst
LeadWith Purpose
PassiontoDeliver
AllSucceedTogether

Employee Perks and Benefits

Insurance&Wellness:

ComprehensiveCoverage :Medical,accidental,andlifeinsurance.
Employee Assistance Program : Onsite medical center, financial/legal counselling, mental wellness.
AnnualWellnessBouquet :Holisticwellbeingsupport

Family &Childcare:

ParentalLeave :Inclusivematernityandpaternityleave.
Nanny at home Support: Assistance for Working Parents

Mobility&Lifestyle:

MobilityBenefits :Relocation,transfers,andtravelsupport.
HomeLoanInterestSupport :Upto50%reimbursement*
MobileReimbursement :Newhandsetevery2years.
CarLease,SalaryAdvance,SubsidizedMeals.
Reward&RecognitionProgram.
TechnologyInnovation: PatentsandIPRightspolicy.

RetirementPlanning:

ProvidentFund(PF) and Gratuity Contributions .

Why Join Us

At NPCI, you’ll be part of a purpose-driven organization shaping the future of digital payments in India and beyond. NPCI offers a unique opportunity to work on cutting-edge projects that directly impact millions. We foster a culture of innovation, inclusion, and high performance, where every individual is empowered to lead with purpose and deliver with passion. With a strong focus on employee wellbeing, continuous learning, and collaborative success, NPCI is more than just a workplace - it’s a platform to grow, contribute, and make a meaningful difference.

We are seeking a Fullstack Application Engineer (with AI Capabilities)to drive the design, delivery, and continuous enhancement of IMPS / AEPS / NETC / CTS platforms.

This role involves building and managing real-time, high-volume payment systems with a strong focus on availability, resilience, security, performance, and AI-assisted engineering practices.

Job Title:Senior Associate– Payment Systems
Division:Application Development
Experience:3–6 Years
Location: Mumbai/Chennai/Hyderabad
Employment Type: Full-Time (Permanent)

Your Team’s Impact

Your team will design and operate high-throughput, low-latency APIs and services processing millions of transactions daily.

Your work will directly contribute to:

System reliability and operational excellence
Trust in India’s digital payments ecosystem

Key Responsibilities

Lead end-to-end delivery of IMPS/AEPS/NETC/CTS platforms
Drive system improvements in performance, scalability, and resilience
Ensure regulatory compliance and secure system design
Own API lifecycle management and service governance
Mentor engineers and promote engineering best practices & automation
Build and operate high-availability, fault-tolerant distributed systems

Requirements

Strong expertise in Java (Spring Boot), Microservices, Distributed Systems
Experience with Apache Kafka / event-driven architectures
Strong knowledge of databases: Oracle, PostgreSQL, Cassandra, YugabyteDB, KDB+
Hands-on with AI-assisted development tools (Copilots, AI code assistants)
Experience in containerization (Docker) and orchestration (Kubernetes)
Knowledge of CI/CD pipelines (Jenkins, GitLab)
Familiarity with API gateways (Kong, NGINX)
Strong understanding of performance tuning, concurrency, resilience patterns