Deputy Incharge - CTS Production Engineering

National Payments Corporation of India; Mumbai; On-site; INR 1,500,000 - 2,500,000; Full time

Benefits offered by this job

Insurance & Wellness: Comprehensive

Onsite medical center

Annual Wellness Bouquet

Mobility Benefits

Home Loan Interest Support

Mobile Reimbursement

Car Lease, Salary Advance, Subsidized

Reward & Recognition Program

Technology Innovation

Provident Fund

Job summary

National Payments Corporation of India (NPCI) is seeking a seasoned technology leader to spearhead design, delivery, and continuous enhancement of IMPS/AEPS/NETC/CTS payment systems at NPCI. The role demands delivering mission‑critical, real‑time platforms with high availability, security, and performance, while embracing AI‑assisted development.

You will guide architecture, drive regulatory compliance, and mentor teams to adopt modern engineering practices and automation in a rapidly evolving

Qualifications

• Ownership mindset for pro…
• Strong understanding of:
• +76

Responsibilities

• Lead end‑to‑end delivery of IMPS/AEPS/NETC/CTS application platforms from architecture and design through production deployment and support.
• Drive performance, scalability, resilience, and regulatory compliance enhancements for real‑time payment systems.
• Own API lifecycle management, integration standards, and service governance.
• Leverage AI‑assisted code generation and development tools to improve developer productivity, code quality, and delivery velocity, while ensuring compliance with security and regulatory requirements.
• Establish best practices for responsible and governed use of AI in software engineering across the team.
• Mentor engineers, drive technical excellence, and promote modern engineering practices and automation.

Skills

Ownership mindset

Strong understanding

Job description

National Payments Corporation of India (NPCI) | Full Time

Deputy Incharge - CTS Production Engineering

• Department AePS, IMPS, NETC Application Development
• Date Opened 09/07/2026
• State/Province Maharashtra
• Job Location Chennai; Hyderabad; Mumbai
• Required Skills
  • Ownership mindset for pro…
  • Strong understanding of:
  • +76
• Job Type Full Time

About Us

The National Payments Corporation of India (NPCI) is a pivotal institution in India's digital payments ecosystem, established by the Reserve Bank of India (RBI) and the Indian Banks’ Association (IBA). It operates under the Payment and Settlement Systems Act, 2007, and is incorporated as a “Not for Profit” company under Section 25 of the Companies Act 1956 (now Section 8 of the Companies Act 2013). NPCI is dedicated to building world-class digital payment infrastructure through innovative and efficient retail payment platforms. As an Equal Opportunity Employer, NPCI is committed to fostering an inclusive workplace culture, with zero tolerance for discrimination based on race, ethnicity, disability, gender identity, or sexual orientation, including support for the LGBTQ+ community.

Our Culture

At NPCI, we foster a culture of Inclusion, Innovation, and a High-Performance Workplace.

The NPCIWAY is not just a framework; it’s a shared commitment by every individual to align with our evolving business needs, dynamic market conditions, and workforce expectations.

Five Tenets of the NPCIWAY:

• Forward Thinking Mindset
• Customer First
• Lead With Purpose
• Passion to Deliver
• All Succeed Together

Employee Perks and Benefits

• Insurance & Wellness: Comprehensive Coverage – Medical, accidental, and life insurance.
• Employee Assistance Program: Onsite medical center, financial/legal counselling, mental wellness.
• Annual Wellness Bouquet: Holistic wellbeing support.
• Family & Childcare
  • Parental Leave: Inclusive maternity and paternity leave.
  • Daycare Support: Assistance for working parents.
• Mobility & Lifestyle
  • Mobility Benefits: Relocation, transfers, and travel support.
  • Home Loan Interest Support: Up to 50% reimbursement.
  • Mobile Reimbursement: New handset every 2 years.
  • Car Lease, Salary Advance, Subsidized Meals.
  • Reward & Recognition Program.
  • Technology Innovation: Patents and IP Rights policy.
• Retirement Planning
  • Provident Fund (PF) and Gratuity Contributions.

Why Join Us

At NPCI, you’ll be part of a purpose-driven organization shaping the future of digital payments in India and beyond. NPCI offers a unique opportunity to work on cutting‑edge projects that directly impact millions. We foster a culture of innovation, inclusion, and high performance, where every individual is empowered to lead with purpose and deliver with passion. With a strong focus on employee wellbeing, continuous learning, and collaborative success, NPCI is more than just a workplace – it’s a platform to grow, contribute, and make a meaningful difference.

Role Overview

We are seeking a seasoned technology person to spearhead the design, delivery, and continuous enhancement of IMPS/AEPS/NETC/CTS payment system applications at NPCI. This role is responsible for driving mission‑critical, real‑time payment platforms that demand exceptional levels of availability, resilience, security, and performance. You will play a pivotal role in evolving national payment infrastructure while supporting ever‑increasing transaction volumes, regulatory expectations, and modern engineering practices including AI‑assisted development.

Key Responsibilities

• Lead end‑to‑end delivery of IMPS/AEPS/NETC/CTS application platforms from architecture and design through production deployment and support.
• Drive performance, scalability, resilience, and regulatory compliance enhancements for real‑time payment systems.
• Own API lifecycle management, integration standards, and service governance.
• Leverage AI‑assisted code generation and development tools to improve developer productivity, code quality, and delivery velocity, while ensuring compliance with security and regulatory requirements.
• Establish best practices for responsible and governed use of AI in software engineering across the team.
• Mentor engineers, drive technical excellence, and promote modern engineering practices and automation.

What We’re Looking For

• Proven experience building and operating large‑scale, high‑availability payment or banking systems.
• Strong expertise in Java, distributed systems, and microservices architecture.
• Deep understanding of performance tuning, concurrency, fault tolerance, and resiliency patterns.
• Must‑have hands‑on experience using AI‑based code generation and developer productivity tools (e.g., AI copilots, automated code assistants, AI‑driven test or code review tools) within enterprise‑grade systems.
• Ability to balance AI‑driven acceleration with strong engineering rigor, security, and regulatory compliance.

Core Technologies

Backend: (information not specified)

Frontend (Optional): React, TypeScript

Security & Reliability: OAuth2, JWT, API rate limiting, observability using Prometheus, Grafana, ELK.