Senior Associate

NPCI International; Chennai District; On-site; INR 700,000 - 1,000,000; Full time

Benefits offered by this job

Comprehensive medical, accidental and life insurance

Onsite medical center and counselling

Mobility benefits for relocation

Employee recognition programs

Job summary

NPCI International in Chennai, Tamil Nadu, is seeking a Senior Associate for their Certification Team. This role will oversee compliance, testing, and certification of various payment products. The successful candidate will collaborate with banks and internal stakeholders to ensure product readiness for deployment, requiring 5+ years of experience in payment systems.

Ideal candidates will possess strong legal and technical skills, excellent communication abilities, and hands-on experience with testing tools like Postman. NPCI offers a supportive and inclusive workplace culture with comprehensive benefits.

Qualifications

• 5+ years in payment systems.
• Ability to handle multiple certifications simultaneously.
• Strong knowledge of APIs and payment terminologies.

Responsibilities

• Collaborate with banks and payment partners for product validation.
• Execute end-to-end certification testing for NPCI products.
• Maintain certification documentation and provide reports for audits.

Skills

Legal and technical skills

Communication skills

Project management skills

Knowledge of PCI standards

Hands-on experience with testing tools

Knowledge of AI

Knowledge of open stack servers

Tools

Postman

Job description

The National Payments Corporation of India (NPCI) is a pivotal institution in India's digital payments ecosystem, established by the Reserve Bank of India (RBI) and the Indian Banks’ Association (IBA). It operates under the Payment and Settlement Systems Act, 2007, and is incorporated as a “Not for Profit” company under Section 25 of the Companies Act 1956 (now Section 8 of the Companies Act 2013). NPCI is dedicated to building world‑class digital payment infrastructure through innovative and efficient retail payment platforms.

As an Equal Opportunity Employer, NPCI is committed to fostering an inclusive workplace culture, with zero tolerance for discrimination based on race, ethnicity, disability, gender identity, or sexual orientation, including support for the LGBTQ+ community.

Senior Associate – Certification Team (Non‑Cards)

The Senior Associate will be responsible for ensuring compliance, application testing, and certification of UPI, IMPS, AePS, NeTC products as per NPCI standards. The role requires working closely with payers, payees, TPAs and third‑party vendors to troubleshoot and resolve reported issues. Knowledge of API‑based tools is required.

Responsibilities

• Collaborate with banks and payment partners, and internal stakeholders ensuring seamless product validation before market deployment.
• Execute end‑to‑end certification testing for NPCI products and payment applications in line with NPCI guidelines.
• Execute test cases, log defects, and ensure timely resolution.
• Maintain certification documentation and provide reports for audits.
• Implement automation as required in the certification process.
• Manage end‑to‑end certification activities across all products.
• Coordinate with internal departments for ensuring smooth business operations.
• Follow and bring in industry best practices for certifications.

Key Skills

• Good legal and technical skills in drafting, reviewing documentation and carrying out research.
• Excellent communication, coordination and project management skills.
• Strong knowledge of PCI standards, APIs, and payment terminologies.
• Hands‑on experience with testing tools (e.g., Postman) and defect life cycle.
• Ability to work in a structured, process‑driven environment.
• Ability to handle multiple certifications simultaneously.
• Knowledge of Artificial Intelligence.
• Knowledge (or) maintenance expertise of open stack servers.

Good to Have

• Good understanding of Java, Python, .NET and DBs.
• Exposure to NPCI’s certification processes or payment scheme testing.
• Ability to create SOPs and technical documentation.
• AI skills: ability to design the high‑level architecture of an AI system including data ingestion, feature stores; effectively handling large datasets; secure AI infrastructure – federated learning & differential privacy to protect PII; fraud & anti‑money laundering using AI.

Experience

5+ years in payment systems.

Benefits

• Insurance & Wellness: comprehensive coverage—medical, accidental, and life insurance.
• Employee Assistance Program: onsite medical center, financial/legal counselling, mental wellness.
• Annual Wellness Bouquet: holistic wellbeing support.
• Parental Leave: inclusive maternity and paternity leave.
• Daycare Support: assistance for working parents.
• Mobility Benefits: relocation, transfers, and travel support.
• Home Loan Interest Support: up to 50% reimbursement.
• Mobile Reimbursement: new handset every two years.
• Car Lease, Salary Advance, Subsidized Meals.
• Reward & Recognition Program.
• Technology Innovation: patents & IP rights policy.
• Provident Fund (PF) and Gratuity Contributions.

Why Join Us

At NPCI, you’ll be part of a purpose‑driven organization shaping the future of digital payments in India and beyond. NPCI offers a unique opportunity to work on cutting‑edge projects that directly impact millions. We foster a culture of innovation, inclusion, and high performance, where every individual is empowered to lead with purpose and deliver with passion. With a strong focus on employee wellbeing, continuous learning, and collaborative success, NPCI is more than just a workplace—it’s a platform to grow, contribute, and make a meaningful difference.