Senior Credit Analyst

Bankjobsnearme; Gurugram District; Hybrid; INR 900,000 - 1,500,000; Full time

Benefits offered by this job

Competitive salary with performance‑dr

Opportunities for professional dev. & 

Comprehensive health and wellness

Job summary

Bankjobsnearme in India is seeking a Senior Credit Analyst to analyze credit data and financial statements to assess lending risks for individuals and businesses. You will collaborate with the lending team to evaluate client needs and propose solutions aligned with financial goals.

The role requires strong analytical skills and deep understanding of credit risk. You will prepare detailed credit reports, monitor loans, and provide recommendations in a fast-paced environment with growth

Qualifications

• Bachelor's degree in Finance, Economics, or related field.
• 5-10 years of experience in credit analysis or related field.
• Strong analytical and financial modeling skills.

Responsibilities

• Analyze credit data and financial statements to assess risk.
• Prepare detailed credit reports for management review.
• Monitor existing loans and evaluate borrower performance.
• Collaborate with the lending team to develop client solutions.

Skills

Credit analysis

Risk assessment

Financial modeling

Data analysis

Communication skills

Regulatory compliance

Education

Bachelor’s degree in Finance/Economics

Tools

Data analysis tools

Financial modeling software

Credit scoring systems

Job description

As a Senior Credit Analyst, you will analyze credit data and financial statements to assess lending risks for individuals and businesses. Collaborating closely with the lending team, you will evaluate client needs and devise suitable solutions that align with their financial goals.

This role is ideal for candidates with strong analytical skills and a comprehensive understanding of credit risk assessment. You will be part of a dynamic team that fosters collaboration and innovation, providing ample opportunities for professional growth.

Your daily responsibilities will include preparing detailed credit reports, monitoring existing loans, and making informed recommendations based on your findings. If you are passionate about finance and excel in a fast-paced environment, we encourage you to apply.

Key Responsibilities

• Analyze credit data and financial statements to assess risk.
• Prepare detailed credit reports for management review.
• Monitor existing loans and evaluate borrower performance.
• Collaborate with the lending team to develop client solutions.

Qualifications

• Bachelor's degree in Finance, Economics, or related field.
• 5-10 years of experience in credit analysis or a related field.
• Strong analytical and financial modeling skills.

Benefits & Perks

• Competitive salary with performance-based bonuses.
• Opportunities for professional development and training.
• Comprehensive health and wellness benefits.

Skills

• Expertise in credit analysis and risk assessment.
• Proficiency in financial modeling and data analysis tools.
• Excellent communication and presentation skills.
• Familiarity with financial regulations and compliance.
• Experience in using credit scoring systems.

Bachelor's degree in Finance, Economics, or related field.5-10 years of experience in credit analysis or a related field.Strong analytical and financial modeling skills.