Sales Officer (DSA)

indiagold; Kolhapur District, Mumbai, Nashik District, Pune District; On-site; INR 300,000 - 600,000; Full time

Benefits offered by this job

Industry-leading compensation

ESOPs & Wealth Creation Opportunities

Comprehensive Medical & Accident Insurance

On-Roll Employment

On-Time Salary & Incentive Payouts

Accelerated Career Growth

Job summary

A financial services technology company in Maharashtra is seeking a motivated sales professional to drive client onboarding for their gold loan products. The role involves executing sales strategies, managing customer relationships, and ensuring compliance with regulatory standards. Ideal candidates have 1-3 years of field sales experience, strong communication skills, and local geographical knowledge. The position offers industry-leading compensation, comprehensive benefits, and opportunities for accelerated career growth.

Qualifications

• 1–3 years of field sales experience, particularly in gold loans or financial services.
• Strong communication and interpersonal skills suitable for local markets.
• Working knowledge of gold evaluation, KYC processes, and loan documentation.

Responsibilities

• Identify and onboard new clients for gold loan products.
• Deliver product demonstrations to articulate the value proposition.
• Cultivate customer relationships ensuring service delivery and satisfaction.
• Ensure compliance with regulatory standards in loan documentation.
• Manage the execution of gold loan balance transfers.

Skills

Sales experience

Communication skills

Customer relationship management

Local geography knowledge

Job description

Maharashtra-Pune, Ahmadnagar & Mumbai, India | Posted on 09/30/2025

• State/Province Maharashtra
• Country India

About Us

indiagold has built a product & technology platform that enables regulated entities to launch or grow their asset backed products across geographies; without investing in operations, technology, people or taking any valuation, storage or transit risks.

Our use of deep-tech is changing how asset backed loans have been done traditionally. Some examples of our innovation are – lending against digital gold, 100% paperless/digital loan onboarding process, computer vision to test gold purity as opposed to manual testing, auto-scheduling of feet on street, customer self-onboarding, gold locker model to expand TAM & launch zero-touch gold loans, zero network business app & many more.

We are rapidly growing team passionate about solving massive challenges around financial well‑being.

We are a rapidly growing organisation with empowered opportunities across Sales, Business Development, Partnerships, Sales Operations, Credit, Pricing, Customer Service, Business Product, Design, Product, Engineering, People & Finance across several cities. We value the right aptitude & attitude than past experience in a related role, so feel free to reach out if you believe we can be good for each other.

Job Description

Proactively identify and onboard new clients for gold loan products through structured field engagements, strategic referral networks, and localized promotional campaigns.

Conduct in‑person client consultations and deliver compelling product demonstrations to articulate the value proposition and generate incremental business.

• Sales Strategy Execution – Implement targeted sales and marketing initiatives to catalyze business expansion within the designated territory, in alignment with organizational growth objectives.
• Relationship Management & Service Excellence – Cultivate enduring customer relationships by ensuring seamless service delivery, timely support, and high levels of client satisfaction.
• Operational & Compliance Adherence – Ensure full compliance with regulatory frameworks and internal standard operating procedures, particularly in documentation, verification, and process execution. Accurately assess gold ornaments for weight, purity, and karat value using calibrated tools and standardized testing protocols. Remain continuously informed about prevailing gold loan policies, lending norms, industry best practices, and competitor offerings. Foster and maintain effective working relationships with partner banks, facilitating collaborative business development and joint customer engagement.
• Balance Transfer Management – Oversee the end‑to‑end execution of gold loan balance transfers—from case initiation and fund disbursement to coordination with banking personnel and timely fund settlements.

Requirements

• The ideal candidate is a motivated and result‑oriented sales professional with 1–3 years of field experience, preferably in gold loans, financial services, NBFCs, or microfinance.
• Candidate should possess strong communication and interpersonal skills, with the ability to build trust‑based relationships in local markets.
• A working knowledge of gold evaluation, KYC procedures, and loan documentation is highly desirable.
• Local language fluency and a customer‑centric mindset are essential for success in this role.
• Familiarity with local geography and the ability to travel extensively within assigned territory. (Bike & Driving License Mandatory)

Benefits

• Industry‑Leading Compensation with lucrative incentives.
• ESOPs & Wealth Creation Opportunities.
• Comprehensive Medical & Accident Insurance.
• On‑Roll Employment – No third‑party payroll.
• On‑Time Salary & Incentive Payouts.
• Accelerated Career Growth in a high‑impact role.